Southeast Community Capital Corporation is a 501(c)(3) organization based in Nashville, Tennessee, registered in 2006, with $65,102,054 in FY2024 revenue. CharityIndex grades it A, and it directs about 95% of spending to programs.
Revenue (FY2024)
$65.1M
▲ 44.1% vs prior year
Employment median: $367K
Expenses (FY2024)
$29.8M
Net assets
$96.9M
Employees
66
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Southeast Community Capital Corporation: 95% to programs · $0 to raise $100 earns a A+ on this criterion. See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Southeast Community Capital Corporation: 39 mo reserves · +54% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Southeast Community Capital Corporation: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Southeast Community Capital Corporation: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
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To provide lending solutions, education and support services to underserved small businesses.
Educational program: southeast community capital corporation provides business education and technical assistance to small and disadvantaged businesses through various government and non-profit support programs, including: the u.s. small business administration and various foundations. southeast community capital corporation provides this through various internal programs, such as the pathway lending business advisory services team, emerging developer program, women's business center, and veterans business outreach center. the assistance includes access to financial services, access to capital needs and includes classroom education, 1-on-1 assistance, and peer learning.in 2024 southeast community capital corporation provided 14,957 hours of education; 9,399 were in classroom/events settings, 5,558 were one-on-one counseling sessions. there were 2,874 unique education clients served, 74% were representative of pathway lending's cdfi target markets (as defined by being located in qualified low-to-moderate income census tracts, or having a majority low-income or minority owner), with 40% being female, and 53% being african american. there were 73 classes, networking events, and cohort-based learning sessions conducted that focused on entrepreneurial education in areas such as cash flow management, financial preparation, revenue and expense projections, accounting systems, and management.
Revenue grew from $7.7M (FY2013) to $65.1M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
54.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$368.1M
Total liabilities
$271.2M
Net assets
$96.9M
Salaries & benefits
$9.7M
33% of expenses
Board members
7
5 independent
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $65,102,054▲44.1% | $29,767,322▼3.5% | $96,907,469▲57.4% | $368,094,372▲9.5% | 990 |
| 2023 | $45,168,768▲31.5% | $30,862,346▲4.7% | $61,572,737▲27.5% | $336,197,905▲18.6% | 990 |
| 2022 | $34,352,914▲52.3% | $29,477,351▲122% | $48,295,528▲11.2% | $283,577,378▲7.3% | 990 |
| 2021 | $22,555,455▲10.5% | $13,260,211▼28.9% | $43,419,965▲27.2% | $264,396,878▲38.7% | 990 |
| 2020 | $20,413,969▲45.8% | $18,652,385▲83.2% | $34,124,721▲5.4% | $190,692,663▲1.3% | 990 |
| 2019 | $14,001,356▲7.8% | $10,179,844▼25.6% | $32,363,137▲13.4% | $188,207,333▲21.0% | 990 |
| 2018 | $12,984,889▼15.9% | $13,683,273▲54.4% | $28,541,625▼2.4% | $155,604,838▲13.5% | 990 |
| 2017 | $15,434,507▲146% | $8,860,235▲34.5% | $29,240,009▲29.0% | $137,085,479▲16.1% | 990 |
| 2016 | $6,262,637▼7.2% | $6,588,434▲8.6% | $22,665,737▼1.4% | $118,072,452▲31.8% | 990 |
| 2015 | $6,747,780▼16.0% | $6,067,039▲2.1% | $22,991,534▲3.1% | $89,555,683▲18.2% | 990 |
| 2014 | $8,034,799▲4.0% | $5,944,070▲10.0% | $22,310,793▲10.3% | $75,751,979▲9.0% | 990 |
| 2013 | $7,723,961 | $5,405,338▲17.4% | $20,220,064▲13.0% | $69,480,304▲13.0% | 990 |
| 2012 | — | $4,605,837▲4.1% | $17,901,441▲44.3% | $61,494,398▼0.7% | 990 |
| 2011 | — | $4,424,089▲11.2% | $12,407,008▲43.1% | $61,900,394▲14.7% | 990 |
| 2010 | — | $3,976,842 | $8,672,186 | $53,973,651 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Highest-paid: Clint Gwin — $562,522 (1.89% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Clint Gwin | President and Ceo | 50 | $562,522 |
| Barbara Harris | Evp and Cfo (end 6/24) | 50 | $411,193 |
| Hank Helton | Evp and Secretary | 50 | $382,330 |
| Amy Bunton | Evp and Coo | 50 | $377,356 |
| Richard Bird | Evp and Cfo | 50 | $280,293 |
| Daniel Wilson | Svp- Loan Operations | 50 | $240,064 |
| James Mike Blackwell | Svp- Chief Credit Officer | 50 | $228,688 |
| Lori Rochelle | Svp- Chief People Officer | 50 | $201,503 |
| Leslie Hayes | Svp- Education and Entre | 50 | $197,857 |
| Jonathan Eisen | Vp Lending | 50 | $167,557 |
| Lorraine Biggs | Svp- Controller | 50 | $163,271 |
| Paul Hoffmann | Svp- Economic & Social Impact | 50 | $158,407 |
| Keith Hickey | Svp- Lending | 50 | $157,690 |
| Brandon England | Svp- Sustainability Programs | 50 | $153,044 |
| Andre Gist | Director | 1.5 | — |
| Cindy Herron | Director | 1.5 | — |
| Dave Berezov | Director | 1.5 | — |
| Dr William H Herb Byrd III | Chairman | 1.5 | — |
| Hugh Queener | Director | 1.5 | — |
| Ivanetta Davis-samuels | Vice Chairman | 1.5 | — |
| Contractor | Services | Paid |
|---|---|---|
| Acumen Technology | Technology Support and Equipment | $222,485 |
| Vaco LLC | Personnel Placement | $143,574 |
| Mcneely Brockman Public Relations LLC | Public Relations | $133,099 |
| Probity LLC | Business Technology Consulting/advisory | $123,203 |
| Carpentersplus | Remodeling Work | $120,420 |
19 grants to Southeast Community Capital Corporation totaling $31.5M, reported by foundations on their Schedule I filings — showing the 15 most recent.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Gs Donor Advised Philanthropy Fund For Wealth Management Inc | Community & human services | 2024 | $30,000,000 |
| Winston-salem Foundation | 1 grant(s) for varying purposes | 2023 | $300,000 |
| Opportunity Finance Network | Finance justice fund subgrant | 2022 | $250,000 |
| The Community Fdn of Middle Tn Inc | For your participation in the big payback 2022 | 2022 | $6,938 |
| The Community Fdn of Middle Tn Inc | Provide classes to 400+ entrepreneurs to help strengthen and expand businesses, 24 businesses will receive access to capital. | 2021 | $10,000 |
| The Community Fdn of Middle Tn Inc | To provide big payback 2021 giving day payment. | 2021 | $7,854 |
| Winston-salem Foundation | 1 grant(s) for varying purposes | 2020 | $800,000 |
| Community Reinvestment Fund Inc | General support | 2020 | $35,000 |
| The Community Fdn of Middle Tn Inc | Provide classes to 300+ entrepreneurs to help strengthen and expand businesses and access capital in troubled economic times. | 2020 | $12,500 |
| The Community Fdn of Middle Tn Inc | Housing/comm dev | 2020 | $7,284 |
| The Community Fdn of Middle Tn Inc | Housing/comm dev | 2020 | $6,175 |
| The Community Fdn of Middle Tn Inc | Provide small business skills through classes, counseling and mentorships that builds financial empowerment for 250+ disadvantaged women and their families. | 2019 | $12,500 |
| The Community Fdn of Middle Tn Inc | Housing/comm dev | 2019 | $2,259 |
| The Community Fdn of Middle Tn Inc | Provide small business skills through classes, counseling and mentorships that builds financial empowerment for 250+ disadvantaged women and their families. | 2018 | $10,000 |
| The Community Fdn of Middle Tn Inc | Housing/comm dev | 2018 | $379 |
1 grant totaling $5,250 in FY2024. All grants made by Southeast Community Capital Corporation →
| Recipient | Purpose | Amount |
|---|---|---|
| Story Emergent Ambulatory Transportation LLC | Small business grant | $5,250 |
Explore more
Data for Southeast Community Capital Corporation (EIN 62-1823596) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.