Northern Indiana Public Service Company Health & Medical Ben Tr
501(c)(9)
Only null% goes to programs Strong reserves
Northern Indiana Public Service Company Health & Medical Ben Tr is a 501(c)(9) organization based in Merrillville, Indiana, registered in 1993, with $44,096,645 in FY2024 revenue. CharityIndex grades it C+.
801 E 86th Ave, Merrillville, IN, 46410 EIN 35-1883904 Since 1993
Revenue (FY2024)
$44.1M
▼ 2.8% vs prior year
Expenses (FY2024)
$42.7M
Net assets
$41.0M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Northern Indiana Public Service Company Health & Medical Ben Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating12 mo reserves · +3% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Northern Indiana Public Service Company Health & Medical Ben Tr: 12 mo reserves · +3% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Northern Indiana Public Service Company Health & Medical Ben Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Northern Indiana Public Service Company Health & Medical Ben Tr: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- 801 E 86th Ave, Merrillville, IN, 46410
- City
- Merrillville
- State
- Indiana
- Category
- —
- Subcategory
- —
Financial trends
Revenue grew from $41.9M (FY2013) to $44.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $41.0M
Operating margin
3.2%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$41.0M
Total liabilities
$0
Net assets
$41.0M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $44,096,645▼2.8% | $42,668,328▼2.2% | $41,045,220▲12.9% | $41,045,220▲12.9% | 990 |
| 2023 | $45,368,279▲7.9% | $43,613,180▲6.0% | $36,353,447▲80.8% | $36,353,447▲80.8% | 990 |
| 2022 | $42,059,118▼1.6% | $41,128,130▼0.7% | $20,104,085▼45.8% | $20,104,085▼45.8% | 990 |
| 2021 | $42,747,729▲6.3% | $41,418,273▲5.8% | $37,116,634▲14.5% | $37,116,634▲14.5% | 990 |
| 2020 | $40,220,112▼8.9% | $39,165,194▼9.8% | $32,417,060▲12.6% | $32,417,060▲12.6% | 990 |
| 2019 | $44,129,892▲1.4% | $43,415,170▲2.9% | $28,793,075▲19.5% | $28,793,075▲19.5% | 990 |
| 2018 | $43,499,450▼4.3% | $42,175,617▼5.6% | $24,085,199▼1.1% | $24,085,199▼1.1% | 990 |
| 2017 | $45,456,481▲11.0% | $44,662,693▼0.8% | $24,349,161▲14.6% | $24,349,161▲14.6% | 990 |
| 2016 | $40,943,010▲3.7% | $45,013,793▲8.2% | $21,247,890▼13.3% | $21,247,890▼13.3% | 990 |
| 2015 | $39,496,636▼5.8% | $41,594,058▲0.6% | $24,517,243▼9.6% | $24,517,243▼9.6% | 990 |
| 2014 | $41,947,847▲0.2% | $41,330,865▲2.5% | $27,118,464▲8.7% | $27,118,464▲8.7% | 990 |
| 2013 | $41,859,561 | $40,331,408▲2.4% | $24,942,889▲20.6% | $24,942,889▲20.6% | 990 |
| 2012 | — | $39,382,384▲12.2% | $20,686,004▲21.3% | $20,686,004▲21.3% | 990 |
| 2011 | — | $35,098,756▼8.2% | $17,048,949▲33.0% | $17,048,949▲33.0% | 990 |
| 2010 | — | $38,226,259 | $12,819,181 | $12,819,181 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Northern Indiana Public Service Company Health & Medical Ben Tr a legitimate nonprofit?
- Yes. Northern Indiana Public Service Company Health & Medical Ben Tr is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 35-1883904, based in Merrillville, Indiana.
- What is Northern Indiana Public Service Company Health & Medical Ben Tr's EIN?
- Northern Indiana Public Service Company Health & Medical Ben Tr's Employer Identification Number (EIN) is 35-1883904.
- How much revenue does Northern Indiana Public Service Company Health & Medical Ben Tr report?
- Northern Indiana Public Service Company Health & Medical Ben Tr reported $44,096,645 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Northern Indiana Public Service Company Health & Medical Ben Tr have?
- CharityIndex grades Northern Indiana Public Service Company Health & Medical Ben Tr C+, based on financial health (reserves and operating margin).
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Data for Northern Indiana Public Service Company Health & Medical Ben Tr (EIN 35-1883904) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.