Margaret C Lloyd & Ellen Deberuff Charitable Foundation is a 501(c)(3) organization based in Birmingham, Alabama, registered in 1996, with $30,157 in FY2025 revenue. CharityIndex grades it C+.
Revenue (FY2025)
$30K
▲ 51.8% vs prior year
Philanthropy median: $168K
Expenses (FY2025)
$26K
Net assets
$375K
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Margaret C Lloyd & Ellen Deberuff Charitable Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Margaret C Lloyd & Ellen Deberuff Charitable Foundation: 170 mo reserves · +12% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Margaret C Lloyd & Ellen Deberuff Charitable Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Margaret C Lloyd & Ellen Deberuff Charitable Foundation: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $19K (FY2020) to $30K (FY2025) across 6 reported years.
Financial snapshot
Operating margin
12.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$375K
Total liabilities
$0
Net assets
$375K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $30,157▲51.8% | $26,427▲3.5% | $375,067▲0.9% | $375,067▲0.9% | 990PF |
| 2024 | $19,868▼22.8% | $25,535▼3.1% | $371,585▼1.5% | $371,585▼1.5% | 990PF |
| 2023 | $25,733▲90.6% | $26,343▼13.2% | $377,260▼0.2% | $377,260▼0.2% | 990PF |
| 2022 | $13,501▼70.3% | $30,350▼34.4% | $377,881▼4.3% | $377,881▼4.3% | 990PF |
| 2021 | $45,534▲144% | $46,240▲253% | $394,752▼0.2% | $394,752▼0.2% | 990PF |
| 2020 | $18,694 | $13,084 | $395,449 | $395,449 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Margaret C Lloyd & Ellen Deberuff Charitable Foundation (EIN 59-7073665) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.