Credit Unions Chartered In the State of Colorado
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Credit Unions Chartered In the State of Colorado is a 501(c)(14) organization based in Colorado Springs, Colorado, registered in 1968, with $534,822,373 in FY2023 revenue. CharityIndex grades it A.
11550 Ent Parkway, Colorado Springs, CO, 80921 EIN 84-0470451 Since 1968
Revenue (FY2023)
$534.8M
▲ 31.7% vs prior year
Expenses (FY2023)
$474.4M
Net assets
$899.8M
Employees
1,748
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Credit Unions Chartered In the State of Colorado— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating23 mo reserves · +11% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Credit Unions Chartered In the State of Colorado: 23 mo reserves · +11% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Credit Unions Chartered In the State of Colorado: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Credit Unions Chartered In the State of Colorado: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
The mission of ent credit union is to help members improve their financial quality of life.
Contact & location
- Address
- 11550 Ent Parkway, Colorado Springs, CO, 80921
- City
- Colorado Springs
- State
- Colorado
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $185.7M (FY2016) to $534.8M (FY2023) across 8 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $8.9BNet assets $899.8M
Operating margin
11.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$9.8B
Total liabilities
$8.9B
Net assets
$899.8M
Salaries & benefits
$178.4M
38% of expenses
Board members
9
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $534,822,373▲31.7% | $474,438,526▲42.0% | $899,799,815▲0.9% | $9,792,983,683▼0.1% | 990 |
| 2022 | $406,110,668▲24.3% | $334,117,318▲22.0% | $892,087,679▲1.9% | $9,803,426,888▲12.0% | 990 |
| 2021 | $326,625,920▲14.4% | $273,872,799▲7.9% | $875,681,394▲5.4% | $8,749,547,485▲16.8% | 990 |
| 2020 | $285,590,472 | $253,933,673▲17.5% | $830,582,339▲4.6% | $7,489,436,406▲12.0% | 990 |
| 2019 | $285,571,543▲16.7% | $216,153,465▲15.9% | $794,231,163▲10.3% | $6,685,914,011▲20.1% | 990 |
| 2018 | $244,756,615▲16.4% | $186,430,088▲20.0% | $719,973,789▲10.7% | $5,567,859,600▲10.2% | 990 |
| 2017 | $210,276,767▲13.2% | $155,397,543▲20.2% | $650,272,164▲9.5% | $5,053,221,792▲6.6% | 990 |
| 2016 | $185,714,412 | $129,303,917 | $593,981,412 | $4,739,287,724 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2023)
Highest-paid: Graves Chad M — $2,894,314 (0.61% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Graves Chad M | President/ceo | 40 | $2,894,314 |
| Gendron Matthew J | Chief Engagement Officer | 40 | $1,027,979 |
| Scholes Richard A | Chief Experience Officer | 40 | $1,021,251 |
| Vogeney William D | Chief Revenue Officer - Part Year | 40 | $983,219 |
| Bell Mollie B | Chief Development Officer | 40 | $870,165 |
| Dombrowski Stephanie S | Mort Loan Officer-ext | 40 | $849,787 |
| Marshall Christopher J | Chief Technology Officer | 40 | $789,335 |
| Sussman Jennifer S | Chief Marketing Officer | 40 | $784,848 |
| Leclerc Dan N | Chief Financial Officer | 40 | $784,372 |
| Paukovich Jon A | Chief Lending Officer | 40 | $746,589 |
| Kellner Robert C | Chief Risk Officer - Part Year | 40 | $519,666 |
| Stange Shirley D | Mort Loan Officer-ext | 40 | $342,401 |
| Serrano-rojas Kevin A | Mort Loan Officer-ext | 40 | $332,968 |
| Allman Gina L | Mort Loan Officer-ext | 40 | $309,835 |
| Bechtel Thomas | Mort Loan Officer-ext | 40 | $289,140 |
| Coon Mary J | Chief Financial Officer - Part Year | 40 | $278,719 |
| Ayen William | Chairman | 1 | $68,875 |
| Nicholson Pam | Vice Chairman | 1 | $65,764 |
| Vadala Chris | Secretary | 1 | $61,000 |
| Martinez Ron | Director | 1 | $58,000 |
Top vendors & contractors (FY2023)
| Contractor | Services | Paid |
|---|---|---|
| Keys & Laurer Architects | Architectural Planning and Design | $854,766 |
| Alm First Financial Advisors | Financial Advisory & Consulting | $606,652 |
| Crowe LLP | Consulting, Software | $580,738 |
| Optimal Blue LLC | Valuation Consulting and Software | $246,212 |
| Elevation Corporate Health LLC | Fitness Center Management | $229,232 |
Grants made · $1.5M in FY2023
37 grants totaling $1.5M in FY2023 — showing the 15 largest. All grants made by Credit Unions Chartered In the State of Colorado →
| Recipient | Purpose | Amount |
|---|---|---|
| Childrens Hospital Colorado | Partnership agreement | $260,000 |
| Pikes Peak United Way | Annual give campaign, 2-1-1 program, cornerstone program | $148,873 |
| University of Colorado Foundation | Annual scholarship program | $140,000 |
| Childrens Advocacy Center For the Pikes Peak Region Inc | Fundraising luncheon, general support, capital campaign | $110,000 |
| Catholic Charities of Central Colorado Inc | Shamrock shindig, capital campaign | $108,000 |
| Care and Share Inc | Hope sponsorship, annual truck,employer matching general contributions | $101,850 |
| Front Range Community College Foundation For Educ Excellence | Partnership agreement | $100,000 |
| Colorado Springs Child Nursery Centers Inc | Building futures campaign | $75,000 |
| Habitat For Humanity International Inc | Annual build days | $50,000 |
| Metropolitan State University | Partnership agreement | $50,000 |
| National Credit Union Foundation Inc | Annual support | $25,000 |
| Warren Village Inc | Programming gala | $25,000 |
| Goodwill of Colorado | Annual dinner, chic boutique sponsorship | $21,000 |
| Springs Rescue Mission | Capital campaign | $20,000 |
| United Way of Pueblo County Colorado Inc | Annual campaign | $18,548 |
Frequently asked questions
- Is Credit Unions Chartered In the State of Colorado a legitimate nonprofit?
- Yes. Credit Unions Chartered In the State of Colorado is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 84-0470451, based in Colorado Springs, Colorado.
- What is Credit Unions Chartered In the State of Colorado's EIN?
- Credit Unions Chartered In the State of Colorado's Employer Identification Number (EIN) is 84-0470451.
- How much revenue does Credit Unions Chartered In the State of Colorado report?
- Credit Unions Chartered In the State of Colorado reported $534,822,373 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does Credit Unions Chartered In the State of Colorado have?
- CharityIndex grades Credit Unions Chartered In the State of Colorado A, based on financial health (reserves and operating margin).
- How much does Credit Unions Chartered In the State of Colorado's highest-paid employee make?
- The highest reported compensation on Credit Unions Chartered In the State of Colorado's latest Form 990 is $2,894,314, paid to Graves Chad M (President/ceo).
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Data for Credit Unions Chartered In the State of Colorado (EIN 84-0470451) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.