Concordia Health Plan
501(c)(9)
100% goes to programs Strong reserves
Concordia Health Plan is a 501(c)(9) organization based in Saint Louis, Missouri, registered in 1966, with $286,539,630 in FY2023 revenue. CharityIndex grades it A+, and it directs about 100% of spending to programs.
1333 S Kirkwood Rd, Saint Louis, MO, 63122 EIN 43-6062857 Since 1966
Revenue (FY2023)
$286.5M
▲ 5.0% vs prior year
Expenses (FY2023)
$276.9M
Net assets
$143.3M
Employees
0
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A+
A+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Concordia Health Plan: 100% to programs earns a A+ on this criterion. See the exact thresholds →
AFinancial health25% of the rating6 mo reserves · +3% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Concordia Health Plan: 6 mo reserves · +3% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Concordia Health Plan: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
A+Transparency10% of the rating5 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Concordia Health Plan: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Provide healthcare benefits for the employees, and their selected dependents, of member congregations, controlled organizations, and affiliated agencies of the lutheran church-missouri synod.
What they do
Healthcare delivery: provided prescription drug coverage totaling $41,168,856
Healthcare delivery: provided vision service plan totaling $2,491,909
Healthcare delivery: provided dental coverage totaling $33,678,073. other program expenses: investment and custodian fees $233,136; external claim services $13,551,544; healthcare cost containment services $5,045,547; net benefits & refunds $-11,749; management fees $16,662,821; insurance premiums $2,354,428; benefit related legal expense $28,701; health & wellness publications/communications $81,409; miscellaneous $260,805
Contact & location
- Address
- 1333 S Kirkwood Rd, Saint Louis, MO, 63122
- City
- Saint Louis
- State
- Missouri
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $242.0M (FY2013) to $286.5M (FY2023) across 11 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $50.4MNet assets $143.3M
Operating margin
3.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$193.7M
Total liabilities
$50.4M
Net assets
$143.3M
Salaries & benefits
$0
0% of expenses
Board members
15
15 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $286,539,630▲5.0% | $276,885,794▲2.9% | $143,342,670▲3.0% | $193,699,354▲15.2% | 990 |
| 2022 | $272,769,037▲2.9% | $269,198,531▼0.4% | $139,183,502▼8.6% | $168,165,601▼10.9% | 990 |
| 2021 | $265,014,136▼0.4% | $270,223,811▲3.1% | $152,238,822▼1.7% | $188,828,015▲1.9% | 990 |
| 2020 | $266,059,390▲3.1% | $262,213,545▼3.3% | $154,795,462▲13.2% | $185,239,752▲11.9% | 990 |
| 2019 | $258,035,809▲3.4% | $271,278,925▲7.5% | $136,753,574▲3.8% | $165,569,864▲4.2% | 990 |
| 2018 | $249,597,716▲1.1% | $252,437,168▲2.3% | $131,774,096▼5.4% | $158,913,091▼4.7% | 990 |
| 2017 | $246,845,979▲6.7% | $246,780,538▲6.5% | $139,278,086▲10.6% | $166,749,942▲0.8% | 990 |
| 2016 | $231,262,805▼11.6% | $231,721,127▼10.7% | $125,938,128▲5.3% | $165,463,350▲11.7% | 990 |
| 2015 | $261,624,740▲0.6% | $259,570,880▲0.3% | $119,596,185▲1.7% | $148,105,047▲1.5% | 990 |
| 2014 | $259,986,112▲7.4% | $258,823,902▲0.8% | $117,584,846▲7.0% | $145,955,554▲3.2% | 990 |
| 2013 | $241,979,815 | $256,784,652▼0.4% | $109,896,080▼7.8% | $141,391,473▼4.6% | 990 |
| 2012 | — | $257,728,528▲7.2% | $119,175,109▼7.0% | $148,218,866▼3.6% | 990 |
| 2011 | — | $240,315,579▲4.2% | $128,155,014▼5.6% | $153,709,644▼3.2% | 990 |
| 2010 | — | $230,533,762 | $135,797,382 | $158,763,908 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2023)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Amber Bahr | Trustee | 1 | — |
| Daryl Dagit | Trustee | 1 | — |
| David Hawk | Trustee | 1 | — |
| Gail Hartmann | Trustee | 1 | — |
| Henry Eickelberg | Trustee | 1 | — |
| Jesse Huber | Trustee | 1 | — |
| Jon Boeche | Trustee | 2 | — |
| Kory Boster | Trustee | 1 | — |
| Mark Miller | Trustee | 1 | — |
| Mark Muehl | Trustee | 1 | — |
| Mark Swenson | Trustee | 1 | — |
| Nathan Haak | Trustee | 1 | — |
| Renee Varga | Trustee | 1 | — |
| Robert Lesko | Chairman of the Board and Trustee | 2 | — |
| Roger Offermann | Trustee | 1 | — |
| Roger Paavola | Trustee | 1 | — |
| Ronald Kuehn | Trustee | 1 | — |
| Scott Seefeld | Trustee | 1 | — |
| Terry Miller | Trustee | 1 | — |
Frequently asked questions
- Is Concordia Health Plan a legitimate nonprofit?
- Yes. Concordia Health Plan is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 43-6062857, based in Saint Louis, Missouri.
- What is Concordia Health Plan's EIN?
- Concordia Health Plan's Employer Identification Number (EIN) is 43-6062857.
- How much revenue does Concordia Health Plan report?
- Concordia Health Plan reported $286,539,630 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- How much of Concordia Health Plan's spending goes to programs?
- Concordia Health Plan spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Concordia Health Plan have?
- CharityIndex grades Concordia Health Plan A+, based on program efficiency and fundraising cost.
- How much does Concordia Health Plan's highest-paid employee make?
- The highest reported compensation on Concordia Health Plan's latest Form 990 is $0, paid to Amber Bahr (Trustee).
More nonprofits in Saint Louis
Explore more
Data for Concordia Health Plan (EIN 43-6062857) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.