544 C E S Credit Union Inc
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
544 C E S Credit Union Inc is a 501(c)(14) organization based in Mount Vernon, Ohio, registered in 1969, with $12,054,858 in FY2024 revenue. CharityIndex grades it B.
Po Box 631, Mount Vernon, OH, 43050 EIN 31-4400124 Since 1969
Revenue (FY2024)
$12.1M
▲ 16.8% vs prior year
Expenses (FY2024)
$8.8M
Net assets
$25.2M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for 544 C E S Credit Union Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating35 mo reserves · +27% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For 544 C E S Credit Union Inc: 35 mo reserves · +27% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for 544 C E S Credit Union Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For 544 C E S Credit Union Inc: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 631, Mount Vernon, OH, 43050
- City
- Mount Vernon
- State
- Ohio
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue grew from $5.8M (FY2013) to $12.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $198.4MNet assets $25.2M
Operating margin
27.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$223.7M
Total liabilities
$198.4M
Net assets
$25.2M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $12,054,858▲16.8% | $8,763,692▲11.2% | $25,237,389▲16.9% | $223,674,898▲4.3% | 990 |
| 2023 | $10,325,099▲27.3% | $7,881,134▲15.7% | $21,592,922▲5.7% | $214,514,328▼0.7% | 990 |
| 2022 | $8,113,568▲10.3% | $6,810,989▲10.0% | $20,425,487▲6.8% | $216,007,452▲3.5% | 990 |
| 2021 | $7,355,905▼1.2% | $6,193,075▲4.6% | $19,122,908▲7.1% | $208,699,156▲16.4% | 990 |
| 2020 | $7,445,767▼6.4% | $5,919,123▼1.3% | $17,855,023▲9.3% | $179,230,950▲20.7% | 990 |
| 2019 | $7,952,688▲7.5% | $6,000,055▲8.0% | $16,328,379▲13.6% | $148,510,347▲2.0% | 990 |
| 2018 | $7,395,655▲12.3% | $5,556,707▲3.4% | $14,375,746▲13.9% | $145,623,659▲4.1% | 990 |
| 2017 | $6,585,024▲6.3% | $5,375,669▼0.6% | $12,626,846▲11.4% | $139,840,046▲4.0% | 990 |
| 2016 | $6,194,514▲4.4% | $5,410,130▲1.6% | $11,334,448▲7.5% | $134,438,913▲4.4% | 990 |
| 2015 | $5,930,747▲4.2% | $5,326,551▲5.5% | $10,543,059▲6.1% | $128,820,711▲4.3% | 990 |
| 2014 | $5,693,845▼1.7% | $5,046,601▼5.6% | $9,938,863▲7.0% | $123,518,935▲3.0% | 990 |
| 2013 | $5,794,655 | $5,344,991▼4.9% | $9,291,619▲5.1% | $119,950,597▲1.2% | 990 |
| 2012 | — | $5,618,764▼9.4% | $8,841,955▲1.8% | $118,523,758▼0.2% | 990 |
| 2011 | — | $6,202,321▼5.9% | $8,682,520▼2.1% | $118,748,091▲5.8% | 990 |
| 2010 | — | $6,591,656 | $8,865,155 | $112,273,419 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is 544 C E S Credit Union Inc a legitimate nonprofit?
- Yes. 544 C E S Credit Union Inc is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 31-4400124, based in Mount Vernon, Ohio.
- What is 544 C E S Credit Union Inc's EIN?
- 544 C E S Credit Union Inc's Employer Identification Number (EIN) is 31-4400124.
- How much revenue does 544 C E S Credit Union Inc report?
- 544 C E S Credit Union Inc reported $12,054,858 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does 544 C E S Credit Union Inc have?
- CharityIndex grades 544 C E S Credit Union Inc B, based on financial health (reserves and operating margin).
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Data for 544 C E S Credit Union Inc (EIN 31-4400124) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.