CharityIndex

Restricted funds

Restricted funds are donations a nonprofit must spend only on the specific purpose or time period the donor designated.

Temporarily restricted funds free up once their condition is met; permanently restricted funds (like an endowment principal) must be kept intact. Restrictions mean a healthy-looking balance sheet isn't always freely spendable.

Related terms

  • Net assetsNet assets are what a nonprofit owns minus what it owes — its accumulated financial cushion, the nonprofit equivalent of equity.
  • EndowmentAn endowment is a pool of donated funds a nonprofit invests long-term, spending only the investment income while preserving the principal.

You're reading the CharityIndex glossary

CharityIndex rates 1.9 million U.S. nonprofits A+ to F straight from their IRS filings — program efficiency, financial health, governance and transparency. Put this term to work: check any charity before you give, or search the full directory.