CharityIndex

Endowment

An endowment is a pool of donated funds a nonprofit invests long-term, spending only the investment income while preserving the principal.

Endowments provide stable, perpetual support but can make an organization look wealthier than its spendable resources suggest, since the principal is usually restricted.

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Related terms

  • Net assetsNet assets are what a nonprofit owns minus what it owes — its accumulated financial cushion, the nonprofit equivalent of equity.
  • Restricted fundsRestricted funds are donations a nonprofit must spend only on the specific purpose or time period the donor designated.

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CharityIndex rates 1.9 million U.S. nonprofits A+ to F straight from their IRS filings — program efficiency, financial health, governance and transparency. Put this term to work: check any charity before you give, or search the full directory.