Working Solutions Cdfi is a 501(c)(3) organization based in San Francisco, California, registered in 1999, with $4,517,533 in FY2024 revenue. CharityIndex grades it C+.
Revenue (FY2024)
$4.5M
▼ 12.4% vs prior year
Human Services median: $293K
Expenses (FY2024)
$5.1M
Net assets
$9.0M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Working Solutions Cdfi— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Working Solutions Cdfi: 21 mo reserves · -12% margin earns a C+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Working Solutions Cdfi— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Working Solutions Cdfi: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $1.9M (FY2014) to $4.5M (FY2024) across 11 reported years.
Financial snapshot
Operating margin
-12.1%
Spent more than it raised in the latest fiscal year.
Total assets
$23.1M
Total liabilities
$14.1M
Net assets
$9.0M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $4,517,533▼12.4% | $5,062,982▲1.5% | $9,032,654▼5.7% | $23,135,892▲8.2% | 990 |
| 2023 | $5,154,072▼22.9% | $4,989,444▲9.4% | $9,578,103▲1.8% | $21,389,709▲15.4% | 990 |
| 2022 | $6,684,587▲150% | $4,561,932▲16.4% | $9,409,756▲29.1% | $18,529,952▲13.7% | 990 |
| 2021 | $2,670,816▼63.8% | $3,918,600▲10.8% | $7,287,101▼14.6% | $16,295,715▼3.5% | 990 |
| 2020 | $7,387,576▲111% | $3,535,860▲4.5% | $8,534,885▲82.2% | $16,888,921▲32.4% | 990 |
| 2019 | $3,494,095▲26.9% | $3,383,498▲26.2% | $4,683,169▲2.4% | $12,755,754▲1.3% | 990 |
| 2018 | $2,753,022▲23.0% | $2,681,216▲25.1% | $4,572,572▲1.6% | $12,591,495▲13.8% | 990 |
| 2017 | $2,238,316▼15.7% | $2,143,337▼11.2% | $4,500,766▲2.2% | $11,069,230▲22.0% | 990 |
| 2016 | $2,653,987▼0.6% | $2,412,945▲31.1% | $4,405,787▲0.5% | $9,075,814▲11.7% | 990 |
| 2015 | $2,668,976▲39.3% | $1,840,110▲27.3% | $4,383,307▼6.1% | $8,127,838▲39.8% | 990 |
| 2014 | $1,915,971 | $1,445,588 | $4,667,017 | $5,815,641 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
16 grants to Working Solutions Cdfi totaling $3.2M, reported by foundations on their Schedule I filings — showing the 15 most recent.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Opportunity Finance Network | Operating grant | 2024 | $350,000 |
| Charities Aid Foundation America | Charitable donation | 2024 | $120,000 |
| Silicon Valley Community Foundation | Human services | 2024 | $110,000 |
| Amalgamated Charitable Foundation Inc | General operating support | 2024 | $15,000 |
| Silicon Valley Community Foundation | Human services | 2023 | $90,000 |
| Amalgamated Charitable Foundation Inc | General operating support | 2023 | $10,000 |
| American Online Giving Foundation Inc | General support | 2022 | $125,000 |
| Opportunity Finance Network | Ofn cdfi tech grant program supported by google.org | 2022 | $100,000 |
| Opportunity Finance Network | Ofns small business grant program funded by google.org | 2021 | $125,000 |
| Silicon Valley Community Foundation | Human services | 2021 | $125,000 |
| San Francisco Foundation | Program - to reduce the economic burden on bipoc-owned businesses by providing loan debt relief to bipoc-owned businesses in san francisco's d10 district. | 2021 | $50,000 |
| New Venture Fund | Capacity building | 2020 | $1,500,000 |
| San Francisco Foundation | Program - ic will partner with working solutions to manage and administer the d10 small business revolving loan fund (rlf) and provide technical assistance to small businesses. | 2020 | $400,000 |
| Opportunity Finance Network | Covid-19 grant | 2020 | $50,000 |
| Donor Advised Charitable Giving | Human services | 2020 | $15,000 |
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Data for Working Solutions Cdfi (EIN 91-1951777) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.