William R and Ruth D Cuming Char Foundation
Only null% goes to programs Declining revenue
William R and Ruth D Cuming Char Foundation is a 501(c)(3) organization based in Cambridge, Massachusetts, registered in 1998, with $7,837 in FY2024 revenue. CharityIndex grades it F.
Co John Cuming 1 Mifflin Pl 405, Cambridge, MA, 02138 EIN 04-3423911 Since 1998
Revenue (FY2024)
$7,837
▲ 103.0% vs prior year
Philanthropy median: $168K
Expenses (FY2024)
$38K
Net assets
$4,928
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
F
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for William R and Ruth D Cuming Char Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating2 mo reserves · -380% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For William R and Ruth D Cuming Char Foundation: 2 mo reserves · -380% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for William R and Ruth D Cuming Char Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For William R and Ruth D Cuming Char Foundation: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
- Address
- Co John Cuming 1 Mifflin Pl 405, Cambridge, MA, 02138
- City
- Cambridge
- State
- Massachusetts
- Subcategory
- Private Foundations
Financial trends
Revenue declined from $8,045 (FY2013) to $7,837 (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $28KNet assets $4,928
Operating margin
-379.8%
Spent more than it raised in the latest fiscal year.
Total assets
$33K
Total liabilities
$28K
Net assets
$4,928
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $7,837▲103% | $37,603▼83.0% | $4,928▼97.9% | $32,712▼85.9% | 990PF |
| 2023 | -$261,732▲13.1% | $221,271▲10.8% | $231,713▼66.4% | $231,713▼66.4% | 990PF |
| 2022 | -$301,129▼412% | $199,739▲6.3% | $690,125▼42.1% | $690,125▼42.1% | 990PF |
| 2021 | $96,625▲123% | $187,880▼2.1% | $1,190,993▼7.1% | $1,190,993▼7.1% | 990PF |
| 2020 | -$411,386▼172% | $191,929▲40.1% | $1,282,248▼30.5% | $1,282,248▼30.5% | 990PF |
| 2019 | -$151,071▲11.6% | $137,004▼36.0% | $1,844,590▼14.4% | $1,844,590▼14.4% | 990PF |
| 2018 | -$170,855▼132% | $214,197▲35.0% | $2,155,630▼15.3% | $2,155,630▼15.3% | 990PF |
| 2017 | $538,265▲2445% | $158,609▲18.0% | $2,545,623▲17.4% | $2,545,623▲17.4% | 990PF |
| 2016 | $21,151▼98.0% | $134,420▲36.1% | $2,167,738▼3.3% | $2,167,738▼3.3% | 990PF |
| 2015 | $1,032,303▲4791% | $98,784▲7.1% | $2,242,170▲71.4% | $2,242,170▲71.4% | 990PF |
| 2014 | $21,107▲162% | $92,240▲5.8% | $1,308,059▼5.1% | $1,308,059▼5.1% | 990PF |
| 2013 | $8,045 | $87,175▲1316% | $1,377,692▼5.5% | $1,377,692▼5.5% | 990PF |
| 2012 | — | $6,155 | $1,457,321 | $1,457,321 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Similar organizations in Philanthropy
Compare William R and Ruth D Cuming Char Foundation
Frequently asked questions
- Is William R and Ruth D Cuming Char Foundation a legitimate nonprofit?
- Yes. William R and Ruth D Cuming Char Foundation is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 04-3423911, based in Cambridge, Massachusetts. Donations are tax-deductible.
- What is William R and Ruth D Cuming Char Foundation's EIN?
- William R and Ruth D Cuming Char Foundation's Employer Identification Number (EIN) is 04-3423911.
- How much revenue does William R and Ruth D Cuming Char Foundation report?
- William R and Ruth D Cuming Char Foundation reported $7,837 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does William R and Ruth D Cuming Char Foundation have?
- CharityIndex grades William R and Ruth D Cuming Char Foundation F, based on financial health (reserves and operating margin).
More nonprofits in Cambridge
Explore more
Data for William R and Ruth D Cuming Char Foundation (EIN 04-3423911) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.