Whatcom-skagit Housing
Only null% goes to programs Strong reserves Growing revenue
Whatcom-skagit Housing is a 501(c)(3) organization based in Ferndale, Washington, registered in 1978, with $2,711,950 in FY2024 revenue. CharityIndex grades it B.
1350 Slater Rd Unit 10, Ferndale, WA, 98248 EIN 91-1005103 Since 1978
Revenue (FY2024)
$2.7M
▲ 176.3% vs prior year
Housing median: $408K
Expenses (FY2024)
$2.5M
Net assets
$4.0M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Whatcom-skagit Housing— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating19 mo reserves · +7% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Whatcom-skagit Housing: 19 mo reserves · +7% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Whatcom-skagit Housing— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Whatcom-skagit Housing: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 1350 Slater Rd Unit 10, Ferndale, WA, 98248
- City
- Ferndale
- State
- Washington
- Category
- Housing & Shelter
- Subcategory
- Housing Support Services
- Website
- …
Financial trends
Revenue grew from $966K (FY2013) to $2.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $3.9MNet assets $4.0M
Operating margin
6.9%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$7.9M
Total liabilities
$3.9M
Net assets
$4.0M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $2,711,950▲176% | $2,525,520▲310% | $4,043,333▼9.2% | $7,900,345▲1.5% | 990 |
| 2023 | $981,443▲38.3% | $616,234▲14.6% | $4,455,445▲9.7% | $7,782,951▲67.1% | 990 |
| 2022 | $709,886▼1.0% | $537,633▼8.4% | $4,060,446▲4.4% | $4,657,477▲1.5% | 990 |
| 2021 | $717,109▼29.4% | $586,696▼11.4% | $3,888,193▲3.5% | $4,587,356▼2.5% | 990 |
| 2020 | $1,015,206▲32.2% | $661,931▲10.9% | $3,757,780▲10.4% | $4,705,296▲10.2% | 990 |
| 2019 | $768,118▼11.5% | $596,807▲7.0% | $3,404,505▲5.3% | $4,268,891▲4.1% | 990 |
| 2018 | $867,576▼20.0% | $557,930▼0.4% | $3,233,194▲10.6% | $4,099,316▲10.5% | 990 |
| 2017 | $1,085,036▲2.5% | $560,336▲3.4% | $2,923,548▲21.9% | $3,709,255▲0.6% | 990 |
| 2016 | $1,058,477▲80.1% | $541,933▼3.8% | $2,398,848▲11.4% | $3,687,382▼9.2% | 990 |
| 2015 | $587,746▲35.4% | $563,326▲3.4% | $2,154,184▲57.4% | $4,060,961▼12.0% | 990 |
| 2014 | $433,922▼55.1% | $545,020▲3.0% | $1,369,029▼4.5% | $4,614,052▲67.4% | 990 |
| 2013 | $966,421 | $529,059▲2.3% | $1,433,597▲46.3% | $2,756,651▲5.6% | 990 |
| 2012 | — | $517,192▼3.0% | $979,669▲8.6% | $2,611,595▼15.0% | 990 |
| 2011 | — | $533,194▼44.4% | $902,458▲15.9% | $3,071,155▼34.6% | 990 |
| 2010 | — | $958,729 | $778,582 | $4,696,604 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is Whatcom-skagit Housing a legitimate nonprofit?
- Yes. Whatcom-skagit Housing is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 91-1005103, based in Ferndale, Washington. Donations are tax-deductible.
- What is Whatcom-skagit Housing's EIN?
- Whatcom-skagit Housing's Employer Identification Number (EIN) is 91-1005103.
- How much revenue does Whatcom-skagit Housing report?
- Whatcom-skagit Housing reported $2,711,950 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Whatcom-skagit Housing have?
- CharityIndex grades Whatcom-skagit Housing B, based on financial health (reserves and operating margin).
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Explore more
Data for Whatcom-skagit Housing (EIN 91-1005103) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.