West & Knox Mutual Insurance Co
501(c)(15)
Only null% goes to programs Strong reserves
West & Knox Mutual Insurance Co is a 501(c)(15) organization based in Carrollton, Ohio, registered in 1945, with $277,123 in FY2025 revenue. CharityIndex grades it B.
355 Leatherberry Road Se, Carrollton, OH, 44615 EIN 34-0651779 Since 1945
Revenue (FY2025)
$277K
▼ 3.1% vs prior year
Expenses (FY2025)
$231K
Net assets
$1.3M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for West & Knox Mutual Insurance Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating67 mo reserves · +17% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For West & Knox Mutual Insurance Co: 67 mo reserves · +17% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for West & Knox Mutual Insurance Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For West & Knox Mutual Insurance Co: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 355 Leatherberry Road Se, Carrollton, OH, 44615
- City
- Carrollton
- State
- Ohio
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue declined from $412K (FY2013) to $277K (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $102KNet assets $1.3M
Operating margin
16.8%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.4M
Total liabilities
$102K
Net assets
$1.3M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $277,123▼3.1% | $230,671▲17.8% | $1,296,292▲3.7% | $1,398,192▲3.5% | 990 |
| 2024 | $285,927▼7.6% | $195,869▼27.1% | $1,249,840▲7.8% | $1,350,320▲6.6% | 990 |
| 2023 | $309,553▲9.3% | $268,590▲28.4% | $1,159,782▲3.7% | $1,266,274▲1.6% | 990 |
| 2022 | $283,342▼4.5% | $209,217▼24.1% | $1,118,819▲7.1% | $1,246,227▲6.9% | 990 |
| 2021 | $296,706▼0.2% | $275,477▼13.9% | $1,044,694▲2.1% | $1,165,938▲2.7% | 990 |
| 2020 | $297,328▼0.7% | $319,826▼0.3% | $1,023,465▼2.2% | $1,135,230▼0.8% | 990 |
| 2019 | $299,274▼3.0% | $320,700▲32.7% | $1,045,963▼2.9% | $1,143,985▼1.6% | 990 |
| 2018 | $308,613▼4.5% | $241,685▼20.7% | $1,076,689▲7.0% | $1,162,855▲6.4% | 990 |
| 2017 | $323,265▼4.5% | $304,952▲8.4% | $1,005,810▲1.9% | $1,093,147▲1.2% | 990 |
| 2016 | $338,417▼6.9% | $281,217▲0.5% | $987,497▲6.2% | $1,080,516▲4.6% | 990 |
| 2015 | $363,541▼1.0% | $279,719▼6.2% | $929,929▲9.9% | $1,032,874▲8.0% | 990 |
| 2014 | $367,269▼10.8% | $298,334▼1.9% | $845,909▲8.9% | $956,717▲9.7% | 990 |
| 2013 | $411,708 | $304,028▼29.7% | $777,039▲16.0% | $871,860▲10.1% | 990 |
| 2012 | — | $432,389▲15.4% | $669,805▼6.3% | $792,074▼13.3% | 990 |
| 2011 | — | $374,702 | $714,798 | $913,247 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is West & Knox Mutual Insurance Co a legitimate nonprofit?
- Yes. West & Knox Mutual Insurance Co is a 501(c)(15) organization registered with the U.S. Internal Revenue Service under EIN 34-0651779, based in Carrollton, Ohio.
- What is West & Knox Mutual Insurance Co's EIN?
- West & Knox Mutual Insurance Co's Employer Identification Number (EIN) is 34-0651779.
- How much revenue does West & Knox Mutual Insurance Co report?
- West & Knox Mutual Insurance Co reported $277,123 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does West & Knox Mutual Insurance Co have?
- CharityIndex grades West & Knox Mutual Insurance Co B, based on financial health (reserves and operating margin).
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Data for West & Knox Mutual Insurance Co (EIN 34-0651779) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.