W S A Fraternal Life
501(c)(8)
Only null% goes to programs Strong reserves
W S A Fraternal Life is a 501(c)(8) organization based in Westminster, Colorado, registered in 1982, with $2,356,669 in FY2024 revenue. CharityIndex grades it B.
11265 Decatur St Ste 100, Westminster, CO, 80234 EIN 84-0350916 Since 1982
Revenue (FY2024)
$2.4M
▼ 17.0% vs prior year
Expenses (FY2024)
$2.4M
Net assets
$8.2M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for W S A Fraternal Life— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating41 mo reserves · -2% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For W S A Fraternal Life: 41 mo reserves · -2% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for W S A Fraternal Life— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For W S A Fraternal Life: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 11265 Decatur St Ste 100, Westminster, CO, 80234
- City
- Westminster
- State
- Colorado
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue declined from $4.4M (FY2013) to $2.4M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $31.7MNet assets $8.2M
Operating margin
-2.5%
Spent more than it raised in the latest fiscal year.
Total assets
$39.9M
Total liabilities
$31.7M
Net assets
$8.2M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $2,356,669▼17.0% | $2,414,895▼17.5% | $8,222,158▼1.7% | $39,916,405▼2.2% | 990 |
| 2023 | $2,841,018▼19.5% | $2,926,151▲10.7% | $8,364,311 | $40,802,424▼4.1% | 990 |
| 2022 | $3,529,799▲46.4% | $2,642,959▼10.2% | $8,367,702▲67.1% | $42,542,173▲5.0% | 990 |
| 2021 | $2,411,043▲51.3% | $2,944,123▼10.7% | $5,008,102▼9.4% | $40,518,457▼3.7% | 990 |
| 2020 | $1,593,934▼32.3% | $3,296,663▲11.6% | $5,526,935▼34.6% | $42,091,387▼14.9% | 990 |
| 2019 | $2,355,331▼21.5% | $2,954,339▼24.8% | $8,453,711▲2.4% | $49,449,725▼5.0% | 990 |
| 2018 | $3,000,652▼35.3% | $3,927,343▼7.4% | $8,258,971▼6.1% | $52,052,964▼0.6% | 990 |
| 2017 | $4,638,693▲12.5% | $4,241,541▼5.1% | $8,799,065▲3.0% | $52,364,404▲2.1% | 990 |
| 2016 | $4,124,149▲2.6% | $4,469,831▼2.7% | $8,544,231▼4.2% | $51,278,502▼0.1% | 990 |
| 2015 | $4,021,559▼20.7% | $4,595,875▼15.2% | $8,917,401▼8.0% | $51,347,154▼1.4% | 990 |
| 2014 | $5,068,828▲16.3% | $5,418,960▲15.3% | $9,689,447▼3.4% | $52,052,206▲4.3% | 990 |
| 2013 | $4,358,189 | $4,700,603▼26.4% | $10,025,931▼3.6% | $49,906,075▲0.6% | 990 |
| 2012 | — | $6,387,252▲11.9% | $10,400,221▲6.7% | $49,616,918▲2.2% | 990 |
| 2011 | — | $5,708,048▼28.4% | $9,749,474 | $48,567,970▲3.5% | 990 |
| 2010 | — | $7,973,165 | $9,749,583 | $46,909,164 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is W S A Fraternal Life a legitimate nonprofit?
- Yes. W S A Fraternal Life is a 501(c)(8) organization registered with the U.S. Internal Revenue Service under EIN 84-0350916, based in Westminster, Colorado.
- What is W S A Fraternal Life's EIN?
- W S A Fraternal Life's Employer Identification Number (EIN) is 84-0350916.
- How much revenue does W S A Fraternal Life report?
- W S A Fraternal Life reported $2,356,669 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does W S A Fraternal Life have?
- CharityIndex grades W S A Fraternal Life B, based on financial health (reserves and operating margin).
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Explore more
Data for W S A Fraternal Life (EIN 84-0350916) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.