W B Small Trust
Only null% goes to programs Strong reserves Growing revenue
W B Small Trust is a 501(c)(3) organization based in Cedar Falls, Iowa, registered in 2009, with $129,047 in FY2025 revenue. CharityIndex grades it B.
Po Box 1034, Cedar Falls, IA, 50613 EIN 42-6161925 Since 2009
Revenue (FY2025)
$129K
▲ 14.7% vs prior year
Education median: $200K
Expenses (FY2025)
$129K
Net assets
$1.8M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for W B Small Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating169 mo reserves · -0% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For W B Small Trust: 169 mo reserves · -0% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for W B Small Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For W B Small Trust: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 1034, Cedar Falls, IA, 50613
- City
- Cedar Falls
- State
- Iowa
- Category
- Education
- Subcategory
- Student Services & Aid
- Website
- …
Financial trends
Revenue declined from $887K (FY2013) to $129K (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $0Net assets $1.8M
Operating margin
-0.3%
Spent more than it raised in the latest fiscal year.
Total assets
$1.8M
Total liabilities
$0
Net assets
$1.8M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $129,047▲14.7% | $129,424▲10.6% | $1,820,857 | $1,820,857 | 990PF |
| 2024 | $112,461▲26.6% | $117,070▼15.7% | $1,821,234▼0.4% | $1,821,234▼0.4% | 990PF |
| 2023 | $88,847▼6.9% | $138,925▲14.2% | $1,828,324▼2.6% | $1,828,324▼2.6% | 990PF |
| 2022 | $95,399▼52.1% | $121,604▼4.9% | $1,876,310▼1.3% | $1,876,310▼1.3% | 990PF |
| 2021 | $199,275▲313% | $127,822▲6.7% | $1,901,293▲3.9% | $1,901,293▲3.9% | 990PF |
| 2020 | $48,250▼47.3% | $119,803▲0.8% | $1,829,840▼3.8% | $1,829,840▼3.8% | 990PF |
| 2019 | $91,492▼31.1% | $118,819▲7.7% | $1,901,393▼1.4% | $1,901,393▼1.4% | 990PF |
| 2018 | $132,781▲7.4% | $110,304▲5.5% | $1,928,720▲1.2% | $1,928,720▲1.2% | 990PF |
| 2017 | $123,605▲82.6% | $104,544▼7.0% | $1,906,243▲1.0% | $1,906,243▲1.0% | 990PF |
| 2016 | $67,680▼33.7% | $112,390▼11.3% | $1,887,182▼2.3% | $1,887,182▼2.3% | 990PF |
| 2015 | $102,155▼52.3% | $126,673▼2.3% | $1,931,892▼1.3% | $1,931,892▼1.3% | 990PF |
| 2014 | $214,165▼75.9% | $129,669▲25.9% | $1,956,410▲4.5% | $1,956,410▲4.5% | 990PF |
| 2013 | $887,298 | $102,953 | $1,871,914 | $1,871,914 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is W B Small Trust a legitimate nonprofit?
- Yes. W B Small Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 42-6161925, based in Cedar Falls, Iowa. Donations are tax-deductible.
- What is W B Small Trust's EIN?
- W B Small Trust's Employer Identification Number (EIN) is 42-6161925.
- How much revenue does W B Small Trust report?
- W B Small Trust reported $129,047 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does W B Small Trust have?
- CharityIndex grades W B Small Trust B, based on financial health (reserves and operating margin).
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Data for W B Small Trust (EIN 42-6161925) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.