United Association of Journeymen & Apprentices of the Plumbing & Pipe
501(c)(5)
Only null% goes to programs Strong reserves Growing revenue
United Association of Journeymen & Apprentices of the Plumbing & Pipe is a 501(c)(5) organization based in Saginaw, Michigan, registered in 1941, with $9,468,414 in FY2025 revenue. CharityIndex grades it B.
3535 Bay Rd, Saginaw, MI, 48603 EIN 38-1119237 Since 1941
Revenue (FY2025)
$9.5M
▲ 38.7% vs prior year
Expenses (FY2025)
$6.3M
Net assets
$10.4M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for United Association of Journeymen & Apprentices of the Plumbing & Pipe— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating20 mo reserves · +33% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For United Association of Journeymen & Apprentices of the Plumbing & Pipe: 20 mo reserves · +33% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for United Association of Journeymen & Apprentices of the Plumbing & Pipe— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For United Association of Journeymen & Apprentices of the Plumbing & Pipe: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $2.5M (FY2013) to $9.5M (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $1.8MNet assets $10.4M
Operating margin
33.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$12.2M
Total liabilities
$1.8M
Net assets
$10.4M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $9,468,414▲38.7% | $6,319,531▲2.7% | $10,435,222▲44.1% | $12,213,555▲33.2% | 990 |
| 2024 | $6,827,573▲19.3% | $6,152,729▲33.0% | $7,239,344▲11.5% | $9,170,878▲6.8% | 990 |
| 2023 | $5,723,804▲9.6% | $4,627,206▲6.9% | $6,493,442▲22.3% | $8,587,064▲10.8% | 990 |
| 2022 | $5,221,627▲7.6% | $4,328,981▲4.8% | $5,308,942▲17.6% | $7,746,955▲7.2% | 990 |
| 2021 | $4,852,234▲14.8% | $4,130,504▲18.8% | $4,514,453▲22.8% | $7,228,239▲8.5% | 990 |
| 2020 | $4,225,053▲8.7% | $3,476,476▼4.1% | $3,677,043▲27.5% | $6,662,515▲69.3% | 990 |
| 2019 | $3,888,192▲7.3% | $3,624,112▲9.8% | $2,884,637▲12.6% | $3,935,346▲37.8% | 990 |
| 2018 | $3,624,584▲17.7% | $3,299,378▲3.0% | $2,561,321▲12.9% | $2,855,597▲14.4% | 990 |
| 2017 | $3,080,077▲10.9% | $3,203,406▲5.6% | $2,268,201▼4.0% | $2,495,296▼1.0% | 990 |
| 2016 | $2,777,245▲0.6% | $3,034,449▲10.3% | $2,363,908▼9.1% | $2,521,501▼8.5% | 990 |
| 2015 | $2,759,627▼0.4% | $2,750,130▼2.1% | $2,600,932▲0.2% | $2,756,733▼2.8% | 990 |
| 2014 | $2,770,363▲10.5% | $2,810,364▲9.9% | $2,596,970▼0.9% | $2,836,561▲1.4% | 990 |
| 2013 | $2,507,653 | $2,557,938▼6.0% | $2,621,158▼4.4% | $2,797,025▼3.1% | 990 |
| 2012 | — | $2,721,016▼8.9% | $2,741,585▼10.6% | $2,886,804▼10.0% | 990 |
| 2011 | — | $2,987,370▼0.8% | $3,064,999▼2.6% | $3,206,782▼2.0% | 990 |
| 2010 | — | $3,010,632 | $3,147,121 | $3,273,252 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is United Association of Journeymen & Apprentices of the Plumbing & Pipe a legitimate nonprofit?
- Yes. United Association of Journeymen & Apprentices of the Plumbing & Pipe is a 501(c)(5) organization registered with the U.S. Internal Revenue Service under EIN 38-1119237, based in Saginaw, Michigan.
- What is United Association of Journeymen & Apprentices of the Plumbing & Pipe's EIN?
- United Association of Journeymen & Apprentices of the Plumbing & Pipe's Employer Identification Number (EIN) is 38-1119237.
- How much revenue does United Association of Journeymen & Apprentices of the Plumbing & Pipe report?
- United Association of Journeymen & Apprentices of the Plumbing & Pipe reported $9,468,414 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does United Association of Journeymen & Apprentices of the Plumbing & Pipe have?
- CharityIndex grades United Association of Journeymen & Apprentices of the Plumbing & Pipe B, based on financial health (reserves and operating margin).
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Data for United Association of Journeymen & Apprentices of the Plumbing & Pipe (EIN 38-1119237) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.