U S Community Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
U S Community Credit Union is a 501(c)(14) organization based in Nashville, Tennessee, registered in 1952, with $19,517,866 in FY2023 revenue. CharityIndex grades it B.
2622 Old Lebanon Pike Ste 100, Nashville, TN, 37214 EIN 62-0517615 Since 1952
Revenue (FY2023)
$19.5M
▲ 9.0% vs prior year
Expenses (FY2023)
$17.3M
Net assets
$30.0M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for U S Community Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating21 mo reserves · +11% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For U S Community Credit Union: 21 mo reserves · +11% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for U S Community Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For U S Community Credit Union: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $9.9M (FY2013) to $19.5M (FY2023) across 10 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $264.7MNet assets $30.0M
Operating margin
11.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$294.7M
Total liabilities
$264.7M
Net assets
$30.0M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $19,517,866▲9.0% | $17,344,912▲23.3% | $30,006,988▲2.5% | $294,732,281▲2.6% | 990 |
| 2022 | $17,909,727▲14.0% | $14,072,494▲12.7% | $29,280,095▲1.7% | $287,343,316▲7.5% | 990 |
| 2021 | $15,706,229▲6.1% | $12,484,394▼9.0% | $28,788,124▲10.2% | $267,338,347▲24.1% | 990 |
| 2019 | $14,802,772▲4.1% | $13,712,765▲11.2% | $26,117,431▲4.4% | $215,456,515▲6.4% | 990 |
| 2018 | $14,219,106▲12.2% | $12,335,255▲12.6% | $25,016,303▲6.6% | $202,547,543▲4.4% | 990 |
| 2017 | $12,673,473▲6.4% | $10,950,940▼1.0% | $23,471,837▲8.6% | $194,023,859▲9.4% | 990 |
| 2016 | $11,912,459▲10.3% | $11,056,089▲7.7% | $21,606,547▲3.9% | $177,355,389▲7.7% | 990 |
| 2015 | $10,803,924▲7.8% | $10,261,984▲7.3% | $20,797,526▲1.7% | $164,629,947▲6.0% | 990 |
| 2014 | $10,020,317▲1.4% | $9,563,805▼1.5% | $20,441,353▲7.4% | $155,250,087▲5.0% | 990 |
| 2013 | $9,883,448 | $9,704,532▲1.5% | $19,038,822▼8.5% | $147,838,895▲0.2% | 990 |
| 2012 | — | $9,556,746▼2.0% | $20,802,010▲0.9% | $147,487,640▲4.9% | 990 |
| 2011 | — | $9,752,654▼0.6% | $20,624,849▼0.5% | $140,615,607▲6.2% | 990 |
| 2010 | — | $9,811,486 | $20,738,023 | $132,442,441 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is U S Community Credit Union a legitimate nonprofit?
- Yes. U S Community Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 62-0517615, based in Nashville, Tennessee.
- What is U S Community Credit Union's EIN?
- U S Community Credit Union's Employer Identification Number (EIN) is 62-0517615.
- How much revenue does U S Community Credit Union report?
- U S Community Credit Union reported $19,517,866 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does U S Community Credit Union have?
- CharityIndex grades U S Community Credit Union B, based on financial health (reserves and operating margin).
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Data for U S Community Credit Union (EIN 62-0517615) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.