Ttcu Federal Credit Union
501(c)(1)
100% goes to programs Strong reserves Growing revenue
Ttcu Federal Credit Union is a 501(c)(1) organization based in Tulsa, Oklahoma, registered in 2023, with $133,134,876 in FY2022 revenue. CharityIndex grades it A, and it directs about 100% of spending to programs.
9815 E 81st St, Tulsa, OK, 74133 EIN 73-0489468 Since 2023
Revenue (FY2022)
$133.1M
▲ 8.0% vs prior year
Expenses (FY2022)
$108.3M
Net assets
$228.3M
Employees
507
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
A+Program efficiency40% of the rating100% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Ttcu Federal Credit Union: 100% to programs earns a A+ on this criterion. See the exact thresholds →
AFinancial health25% of the rating25 mo reserves · +19% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ttcu Federal Credit Union: 25 mo reserves · +19% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Ttcu Federal Credit Union: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ttcu Federal Credit Union: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
Enriching life through financial leadership. we are the trusted source for financial solutions.
Contact & location
Financial trends
Revenue grew from $72.5M (FY2013) to $133.1M (FY2022) across 10 reported years.
Financial snapshot
Financial health & position (FY2022)
Liabilities $2.5BNet assets $228.3M
Operating margin
18.6%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.7B
Total liabilities
$2.5B
Net assets
$228.3M
Salaries & benefits
$41.5M
38% of expenses
Board members
7
7 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2022 | $133,134,876▲8.0% | $108,346,459▲18.7% | $228,281,946▼30.7% | $2,684,022,062▲2.8% | 990 |
| 2021 | $123,227,030▲2.6% | $91,275,218▼5.7% | $329,466,212▲4.8% | $2,611,508,582▲9.8% | 990 |
| 2020 | $120,060,748▲11.5% | $96,831,424▲7.3% | $314,248,753▲13.4% | $2,378,069,628▲17.7% | 990 |
| 2019 | $107,654,707▲10.1% | $90,216,113▲18.8% | $277,199,194▲10.6% | $2,019,744,867▲7.2% | 990 |
| 2018 | $97,746,814▲7.5% | $75,951,790▲3.5% | $250,521,995▲7.1% | $1,884,763,699▲3.8% | 990 |
| 2017 | $90,946,984▲4.8% | $73,366,987▲1.2% | $233,954,248▲7.9% | $1,816,536,525▲5.0% | 990 |
| 2016 | $86,794,067▲5.1% | $72,471,197▲13.9% | $216,915,646▲5.8% | $1,730,718,391▲6.6% | 990 |
| 2015 | $82,601,713▲6.0% | $63,650,162▲1.7% | $205,002,816▲8.7% | $1,623,082,536▲6.9% | 990 |
| 2014 | $77,929,412▲7.5% | $62,594,544▲3.1% | $188,565,056▲10.5% | $1,517,741,802▲8.0% | 990 |
| 2013 | $72,496,869 | $60,705,091▲22.9% | $170,578,019▲14.0% | $1,404,774,627▲27.1% | 990 |
| 2011 | — | $49,406,089▲6.5% | $149,595,605▲7.7% | $1,105,349,695▲11.8% | 990 |
| 2010 | — | $46,385,708 | $138,872,749 | $988,798,800 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2022)
Highest-paid: Timothy Lyons — $882,552 (0.81% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Timothy Lyons | President & Ceo | 45 | $882,552 |
| Charles Chastain | Former Exec. Vp/chief Operations Officer | 45 | $384,589 |
| Shelby Beil | Chief Financial Officer/technology Officer | 45 | $356,201 |
| Daniel Newberry | Exec. Vp/chief Operations Officer | 45 | $350,403 |
| Stephanie Jones | Sr. Vp/chief Strategy Officer | 45 | $303,162 |
| Charles Andy Tripp | Sr. Vp/chief Technology Officer | 45 | $243,133 |
| Elizabeth Patterson | Sr. Vp/chief Branching Officer | 45 | $235,855 |
| Floyde Goode | Sr. Vp/chief Lending Officer | 45 | $217,052 |
| Celia Armstrong | Former Sr. Vp/chief Hr Officer | 45 | $197,728 |
| Jesse Sumner Jr | Vp/general Council | 45 | $192,399 |
| Gregory Heckenkemper | Mortgage Loan Originator | 40 | $184,047 |
| Corbin Hopkins | Vp/accounting and Controller | 45 | $165,022 |
| Jacob Barnett | Vp/branch Operations | 45 | $154,638 |
| Michelle Minton | Vp/internal Audit | 45 | $147,621 |
| Cynthia Owens | Vp/construction Management | 45 | $141,921 |
| Andrew Mckenzie | Director | 2 | — |
| Bobbie Booker | Secretary/treasurer | 2 | — |
| Dr Clark Ogilvie | Director | 2 | — |
| Dr Steve Tiger | Director | 2 | — |
| Jesse Guardiola | Director | 2 | — |
Frequently asked questions
- Is Ttcu Federal Credit Union a legitimate nonprofit?
- Yes. Ttcu Federal Credit Union is a 501(c)(1) organization registered with the U.S. Internal Revenue Service under EIN 73-0489468, based in Tulsa, Oklahoma.
- What is Ttcu Federal Credit Union's EIN?
- Ttcu Federal Credit Union's Employer Identification Number (EIN) is 73-0489468.
- How much revenue does Ttcu Federal Credit Union report?
- Ttcu Federal Credit Union reported $133,134,876 in total revenue on its fiscal year 2022 IRS Form 990 filing.
- How much of Ttcu Federal Credit Union's spending goes to programs?
- Ttcu Federal Credit Union spends about 100% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Ttcu Federal Credit Union have?
- CharityIndex grades Ttcu Federal Credit Union A, based on program efficiency and fundraising cost.
- How much does Ttcu Federal Credit Union's highest-paid employee make?
- The highest reported compensation on Ttcu Federal Credit Union's latest Form 990 is $882,552, paid to Timothy Lyons (President & Ceo).
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Data for Ttcu Federal Credit Union (EIN 73-0489468) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.