Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund
501(c)(9)
Only null% goes to programs Strong reserves Growing revenue
Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund is a 501(c)(9) organization based in Holyoke, Massachusetts, registered in 1983, with $6,658,036 in FY2024 revenue. CharityIndex grades it C.
86 Lower Westfield Rd, Holyoke, MA, 01040 EIN 04-2746378 Since 1983
Revenue (FY2024)
$6.7M
▲ 13.7% vs prior year
Expenses (FY2024)
$7.4M
Net assets
$8.8M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
C+Financial health25% of the rating14 mo reserves · -10% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund: 14 mo reserves · -10% margin earns a C+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
- Address
- 86 Lower Westfield Rd, Holyoke, MA, 01040
- City
- Holyoke
- State
- Massachusetts
- Category
- —
- Subcategory
- —
Financial trends
Revenue grew from $3.9M (FY2013) to $6.7M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $600KNet assets $8.8M
Operating margin
-10.5%
Spent more than it raised in the latest fiscal year.
Total assets
$9.4M
Total liabilities
$600K
Net assets
$8.8M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $6,658,036▲13.7% | $7,356,127▲25.7% | $8,793,515▼4.9% | $9,393,986▼1.4% | 990 |
| 2023 | $5,856,754▼3.3% | $5,852,489▲2.9% | $9,242,456▲1.4% | $9,531,234▲2.4% | 990 |
| 2022 | $6,056,972▲17.9% | $5,688,910▲19.4% | $9,112,480▲5.0% | $9,303,338▲6.9% | 990 |
| 2021 | $5,137,224▲10.4% | $4,766,207▲8.2% | $8,678,416▼0.4% | $8,699,961▼0.3% | 990 |
| 2020 | $4,653,774▼2.2% | $4,405,253▼27.2% | $8,714,158▲7.7% | $8,724,276▲2.1% | 990 |
| 2019 | $4,760,488▼0.2% | $6,049,147▲24.2% | $8,088,189▼13.8% | $8,542,582▼9.0% | 990 |
| 2018 | $4,770,389▼9.8% | $4,869,086▼7.9% | $9,383,074▼0.9% | $9,391,237▼1.2% | 990 |
| 2017 | $5,288,858▲14.7% | $5,286,459▲14.1% | $9,470,177▼0.8% | $9,507,431▼3.1% | 990 |
| 2016 | $4,609,072▲17.4% | $4,632,807▼6.6% | $9,544,065▲1.8% | $9,809,791▲4.6% | 990 |
| 2015 | $3,924,995▼12.3% | $4,962,030▲19.8% | $9,372,166▼9.8% | $9,374,628▼10.2% | 990 |
| 2014 | $4,477,290▲14.1% | $4,140,668▼4.6% | $10,395,504▲0.9% | $10,436,450▲1.2% | 990 |
| 2013 | $3,925,129 | $4,338,499▲3.3% | $10,306,101▼2.3% | $10,308,783▼2.6% | 990 |
| 2012 | — | $4,199,792▲15.2% | $10,547,877▲3.3% | $10,586,375▲3.0% | 990 |
| 2011 | — | $3,646,690▼3.4% | $10,206,884▲9.2% | $10,280,034▲9.2% | 990 |
| 2010 | — | $3,774,503▲7.9% | $9,344,276▲5.4% | $9,415,153▲4.4% | 990 |
| 2009 | — | $3,496,702 | $8,862,354 | $9,020,857 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund a legitimate nonprofit?
- Yes. Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 04-2746378, based in Holyoke, Massachusetts.
- What is Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund's EIN?
- Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund's Employer Identification Number (EIN) is 04-2746378.
- How much revenue does Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund report?
- Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund reported $6,658,036 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund have?
- CharityIndex grades Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund C, based on financial health (reserves and operating margin).
More nonprofits in Holyoke
Explore more
Data for Trustees of Plumbers & Pipefitters Local 104 Health & Welfare Fund (EIN 04-2746378) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.