The YWCA Retirement Fund Inc
78% goes to programs Strong reserves
The YWCA Retirement Fund Inc is a 501(c)(3) organization based in New York, New York, registered in 1942, with $19,949,886 in FY2024 revenue. CharityIndex grades it C, and it directs about 78% of spending to programs.
55 Broadway Fl 17, New York, NY, 10006 EIN 13-1624231 Since 1942
Revenue (FY2024)
$19.9M
▼ 10.0% vs prior year
Membership median: $185K
Expenses (FY2024)
$38.3M
Net assets
$400.2M
Employees
21
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
★★★★
Rated on 4 of 4 criteria.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →B+Program efficiency40% of the rating78% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For The YWCA Retirement Fund Inc: 78% to programs earns a B+ on this criterion. See the exact thresholds →
FFinancial health25% of the rating125 mo reserves · -92% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For The YWCA Retirement Fund Inc: 125 mo reserves · -92% margin earns a F on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For The YWCA Retirement Fund Inc: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
A+Transparency10% of the rating5 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For The YWCA Retirement Fund Inc: 5 of 5 disclosure signals earns a A+ on this criterion. See the exact thresholds →
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Mission
Provides retirement benefits to eligible participants.
What they do
The fund provides retirement annuity benefits to eligible participants, employees, and beneficiaries.
The fund makes payments to beneficiaries upon the death of a participant or annuitant when applicable.
Contact & location
- Address
- 55 Broadway Fl 17, New York, NY, 10006
- City
- New York
- State
- New York
- Category
- Mutual & Membership Benefit
- Subcategory
- Fraternal Societies
- Phone
- …
- Website
- …
Financial trends
Revenue declined from $57.4M (FY2013) to $19.9M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $7.0MNet assets $400.2M
Operating margin
-91.9%
Spent more than it raised in the latest fiscal year.
Total assets
$407.2M
Total liabilities
$7.0M
Net assets
$400.2M
Salaries & benefits
$3.5M
9% of expenses
Board members
10
10 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $19,949,886▼10.0% | $38,285,230▲0.4% | $400,211,597▲5.6% | $407,169,940▲5.3% | 990 |
| 2023 | $22,166,251▲19.0% | $38,117,486▲10.2% | $379,166,111▲4.7% | $386,659,520▲4.3% | 990 |
| 2022 | $18,633,090▼15.0% | $34,603,136▼3.6% | $362,168,265▼9.8% | $370,541,445▼8.3% | 990 |
| 2021 | $21,929,429▲50.5% | $35,897,031▲9.2% | $401,597,345▲1.8% | $403,944,541▲1.9% | 990 |
| 2020 | $14,574,368▼38.0% | $32,870,625▼15.1% | $394,475,140▲3.5% | $396,533,041▲3.8% | 990 |
| 2019 | $23,511,478▼68.5% | $38,694,480▼9.1% | $381,087,033▲3.9% | $382,180,207▲3.9% | 990 |
| 2018 | $74,565,548▲236% | $42,559,151▲2.3% | $366,851,064▼10.3% | $368,001,074▼10.2% | 990 |
| 2017 | $22,187,299▼45.5% | $41,590,779▲16.1% | $408,906,375▲1.0% | $409,826,394▲0.9% | 990 |
| 2016 | $40,746,864▼13.0% | $35,812,241▼6.3% | $404,950,070▲0.3% | $406,175,804▲0.4% | 990 |
| 2015 | $46,858,646▲44.7% | $38,217,329▲1.7% | $403,573,522▼9.3% | $404,499,498▼9.3% | 990 |
| 2014 | $32,387,101▼43.6% | $37,584,549▼2.4% | $444,905,779▼4.2% | $446,020,611▼4.3% | 990 |
| 2013 | $57,440,033 | $38,496,937▲6.4% | $464,224,759▲6.3% | $466,159,581▲5.7% | 990 |
| 2011 | — | $36,191,212▲0.7% | $436,645,289▼4.7% | $440,878,142▼7.5% | 990 |
| 2010 | — | $35,947,911 | $458,393,578 | $476,636,315 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Elliott Buchholz — $415,422 (1.09% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Elliott Buchholz | Chief Executive Officer | 35 | $415,422 |
| Joseph Derocchis | Chief Financial Officer / Chief Operating Officer | 35 | $290,588 |
| Guedner Villette | Systems Manager | 35 | $215,576 |
| Paul Li | Systems Applications Manager | 35 | $199,866 |
| Josephine Chow | Contributions Manager | 35 | $177,753 |
| Michael Sangregorio | Controller | 35 | $173,783 |
| Mark Gallagher | Member Services Manager | 35 | $149,249 |
| Barbara B Glass | Board Member | 1 | — |
| Deborah G Ullman | President | 2 | — |
| Diana Gibson | Board Member | 1 | — |
| Jacqueline W Bostic | Secretary | 1 | — |
| Jan C Stewart | Vice President | 1 | — |
| Kathleen Granchelli | Board Member | 1 | — |
| Margaret Mitchell | Board Member | 1 | — |
| Margaret S Neilly | Treasurer | 1 | — |
| Marilee Lau | Board Member | 1 | — |
| Sondra Vitols | Board Member | 1 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Strategic Investment Group | Ocio/investment Manager | $1,030,244 |
| Procentia Inc | Systems Software Provider | $407,862 |
| Computer Design and Integration LLC | Virtual Desktop Provider | $377,815 |
| Mcdermott Will & Emery LLP | Attorneys | $283,595 |
| Mercer | Actuary | $196,900 |
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Compare The YWCA Retirement Fund Inc
Frequently asked questions
- Is The YWCA Retirement Fund Inc a legitimate nonprofit?
- Yes. The YWCA Retirement Fund Inc is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 13-1624231, based in New York, New York. Donations are tax-deductible.
- What is The YWCA Retirement Fund Inc's EIN?
- The YWCA Retirement Fund Inc's Employer Identification Number (EIN) is 13-1624231.
- How much revenue does The YWCA Retirement Fund Inc report?
- The YWCA Retirement Fund Inc reported $19,949,886 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of The YWCA Retirement Fund Inc's spending goes to programs?
- The YWCA Retirement Fund Inc spends about 78% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does The YWCA Retirement Fund Inc have?
- CharityIndex grades The YWCA Retirement Fund Inc C, based on program efficiency and fundraising cost.
- How much does The YWCA Retirement Fund Inc's highest-paid employee make?
- The highest reported compensation on The YWCA Retirement Fund Inc's latest Form 990 is $415,422, paid to Elliott Buchholz (Chief Executive Officer).
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Data for The YWCA Retirement Fund Inc (EIN 13-1624231) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.