State Chartered Credit Unions In Florida
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
State Chartered Credit Unions In Florida is a 501(c)(14) organization based in Gainesville, Florida, registered in 1970, with $190,006,716 in FY2025 revenue. CharityIndex grades it A.
Po Box 5549, Gainesville, FL, 32627 EIN 59-0773154 Since 1970
Revenue (FY2025)
$190.0M
▲ 12.2% vs prior year
Expenses (FY2025)
$149.9M
Net assets
$337.0M
Employees
390
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for State Chartered Credit Unions In Florida— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating27 mo reserves · +21% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For State Chartered Credit Unions In Florida: 27 mo reserves · +21% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For State Chartered Credit Unions In Florida: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For State Chartered Credit Unions In Florida: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
Credit union with income from credit union membership and from investments of member funds provide the foundation from which the organization can function and provide service to its restricted membership.
Contact & location
- Address
- Po Box 5549, Gainesville, FL, 32627
- City
- Gainesville
- State
- Florida
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $41.5M (FY2013) to $190.0M (FY2025) across 13 reported years.
Financial snapshot
Financial health & position (FY2025)
Liabilities $2.3BNet assets $337.0M
Operating margin
21.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.6B
Total liabilities
$2.3B
Net assets
$337.0M
Salaries & benefits
$33.1M
22% of expenses
Board members
7
7 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $190,006,716▲12.2% | $149,867,860▲11.6% | $336,955,077▲13.5% | $2,636,563,039▲15.1% | 990 |
| 2024 | $169,400,383▲18.2% | $134,246,141▲26.3% | $296,816,221▲13.4% | $2,290,696,172▲8.8% | 990 |
| 2023 | $143,282,205▲30.1% | $106,325,959▲41.5% | $261,661,979▲16.4% | $2,105,555,808▲7.0% | 990 |
| 2022 | $110,107,505▲8.6% | $75,117,641▲16.6% | $224,748,758▲18.4% | $1,967,340,964▲12.2% | 990 |
| 2021 | $101,413,872▲7.5% | $64,401,235▼15.1% | $189,762,615▲24.2% | $1,753,770,979▲21.0% | 990 |
| 2020 | $94,300,981▲10.3% | $75,891,825▲15.2% | $152,749,981▲13.7% | $1,449,934,229▲14.5% | 990 |
| 2019 | $85,476,711▲15.2% | $65,894,226▲12.5% | $134,340,824▲17.1% | $1,266,313,564▲14.0% | 990 |
| 2018 | $74,227,381▲16.4% | $58,588,938▲14.8% | $114,758,339▲15.8% | $1,110,685,305▲13.9% | 990 |
| 2017 | $63,778,931▲12.5% | $51,042,646▲9.5% | $99,119,895▲14.7% | $975,234,572▲13.1% | 990 |
| 2016 | $56,667,292▲13.3% | $46,612,057▲12.1% | $86,383,610▲13.2% | $862,575,324▲15.6% | 990 |
| 2015 | $50,018,214▲10.9% | $41,596,522▲11.9% | $76,328,375▲12.4% | $746,396,242▲14.0% | 990 |
| 2014 | $45,105,672▲8.6% | $37,174,623▲6.4% | $67,906,684▲13.2% | $654,949,421▲17.1% | 990 |
| 2013 | $41,516,999 | $34,933,323▲1.0% | $59,975,635▲12.3% | $559,138,708▲13.6% | 990 |
| 2012 | — | $34,597,999▲1.4% | $53,391,959▲11.8% | $492,383,357▲7.2% | 990 |
| 2011 | — | $34,131,294▼7.8% | $47,750,864▲8.4% | $459,526,614▲7.0% | 990 |
| 2010 | — | $37,005,902 | $44,035,801 | $429,610,815 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2025)
Highest-paid: Mark Starr — $1,246,741 (0.83% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Mark Starr | President/ceo | 40 | $1,246,741 |
| David Eckardt | Svp Operations/coo | 40 | $749,599 |
| Thomas Beck | Svp Is/cto | 40 | $527,717 |
| Christine Suarez-jenkins | Svp Lending/clo | 40 | $478,034 |
| Wendy Koford | Svp Finance/cfo | 40 | $418,406 |
| Brian Moses | Svp Commercial | 40 | $343,550 |
| Wesley Colson | Svp Credit Services | 40 | $271,912 |
| Sarah King | Svp Hr & Training | 40 | $266,209 |
| Beatrice Cherry | Svp Marketing | 40 | $257,165 |
| Daniel Arreola | Vp Risk Managment | 40 | $213,828 |
| April Schroeder | Svp Marketing | 40 | $200,284 |
| Pingue Gregory | Avp Mortgage | 40 | $198,262 |
| Kirk Becker | Vp Information Services | 40 | $197,739 |
| Jane Harris | Commercial Relationship Ma | 40 | $187,537 |
| Lopes Michael | Vp Systems Engineer | 40 | $179,414 |
| Alfred Peoples | Board Director | 0 | — |
| Alfred Peoples | Board Treasurer | 0 | — |
| Andrew Sutherland | Board Director | 0 | — |
| Dr Barbara Buys | Board Vice-chair | 0 | — |
| Faye Mcknight | Board Secretary | 0 | — |
Top vendors & contractors (FY2025)
| Contractor | Services | Paid |
|---|---|---|
| Sorenson Van Leuven Law Firm | Attorneys | $737,542 |
| Florida Vehicle Investigations | Repossesion Firm | $542,536 |
| Williams Gautier Law Firm | Attorneys | $420,761 |
| Cu Posh Technologies LLC | Software | $144,355 |
| Warren Averett Companies LLC | Accounting Firm | $120,920 |
Grants received · $20K total
1 grant to State Chartered Credit Unions In Florida totaling $20K, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Electronic Payments Coalition Inc | General support | 2023 | $20,000 |
Frequently asked questions
- Is State Chartered Credit Unions In Florida a legitimate nonprofit?
- Yes. State Chartered Credit Unions In Florida is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 59-0773154, based in Gainesville, Florida.
- What is State Chartered Credit Unions In Florida's EIN?
- State Chartered Credit Unions In Florida's Employer Identification Number (EIN) is 59-0773154.
- How much revenue does State Chartered Credit Unions In Florida report?
- State Chartered Credit Unions In Florida reported $190,006,716 in total revenue on its fiscal year 2025 IRS Form 990 filing.
- What financial grade does State Chartered Credit Unions In Florida have?
- CharityIndex grades State Chartered Credit Unions In Florida A, based on financial health (reserves and operating margin).
- How much does State Chartered Credit Unions In Florida's highest-paid employee make?
- The highest reported compensation on State Chartered Credit Unions In Florida's latest Form 990 is $1,246,741, paid to Mark Starr (President/ceo).
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Data for State Chartered Credit Unions In Florida (EIN 59-0773154) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.