State Chartered Credit Unions In Florida is a 501(c)(14) organization based in Jonesville, Florida, registered in 1972, with $197,803,800 in FY2024 revenue. CharityIndex grades it A+, and it directs about 100% of spending to programs.
Revenue (FY2024)
$197.8M
▲ 18.3% vs prior year
Expenses (FY2024)
$163.2M
Net assets
$417.8M
Employees
572
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For State Chartered Credit Unions In Florida: 100% to programs earns a A+ on this criterion. See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For State Chartered Credit Unions In Florida: 31 mo reserves · +18% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For State Chartered Credit Unions In Florida: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For State Chartered Credit Unions In Florida: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Campus usa is a non-profit financial institution. we serve members in twelve counties offering competitive savings and loan options along with exceptional member service.
Revenue grew from $48.1M (FY2013) to $197.8M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
17.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$3.4B
Total liabilities
$3.0B
Net assets
$417.8M
Salaries & benefits
$43.1M
26% of expenses
Board members
7
7 independent
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $197,803,800▲18.3% | $163,157,002▲20.6% | $417,774,005▲13.4% | $3,414,009,337▲7.5% | 990 |
| 2023 | $167,249,104▲25.4% | $135,322,043▲50.7% | $368,346,091▲8.6% | $3,175,081,404▲4.8% | 990 |
| 2022 | $133,374,128▲8.9% | $89,767,125▲16.7% | $339,181,177▲7.7% | $3,029,797,470▲12.5% | 990 |
| 2021 | $122,435,815▲10.4% | $76,895,517▼9.3% | $314,883,046▲16.7% | $2,692,290,378▲13.7% | 990 |
| 2020 | $110,898,812▲3.6% | $84,736,410▲2.0% | $269,832,915▲12.9% | $2,368,142,134▲13.3% | 990 |
| 2019 | $107,037,570▲22.6% | $83,096,295▲25.7% | $238,933,307▲12.2% | $2,090,847,610▲13.0% | 990 |
| 2018 | $87,332,780▲13.6% | $66,105,152▲9.5% | $212,972,496▲9.1% | $1,849,798,086▲11.8% | 990 |
| 2017 | $76,905,493▲14.4% | $60,384,165▲13.1% | $195,172,735▲9.2% | $1,654,986,507▲10.3% | 990 |
| 2016 | $67,202,778▲16.5% | $53,408,886▲16.4% | $178,754,303▲7.2% | $1,500,189,519▲7.3% | 990 |
| 2015 | $57,661,356▲13.0% | $45,901,270▲10.6% | $166,778,217▲6.1% | $1,397,839,440▲11.2% | 990 |
| 2014 | $51,044,310▲6.2% | $41,496,469▲4.1% | $157,235,935▲2.7% | $1,256,665,283▲10.2% | 990 |
| 2013 | $48,057,887 | $39,858,985▼4.8% | $153,058,046▲8.2% | $1,140,543,588▲3.3% | 990 |
| 2012 | — | $41,857,425▼4.2% | $141,468,600▲6.9% | $1,104,461,677▲2.2% | 990 |
| 2011 | — | $43,715,032▼18.0% | $132,310,711▲5.2% | $1,080,638,613▲2.9% | 990 |
| 2010 | — | $53,294,046 | $125,828,039 | $1,049,946,079 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Highest-paid: Jerry W Benton — $1,514,797 (0.93% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Jerry W Benton | Ceo | 40 | $1,514,797 |
| Jill E Harper | Chief Hr Officer | 40 | $1,226,171 |
| Gabriel W Hamlett | Chief Legal Officer | 40 | $781,913 |
| Jennifer L Hunt | Cfo | 40 | $706,608 |
| Jeffery A Thieman | Coo | 40 | $682,851 |
| Michael Ross Jones | Chief Lending Officer | 40 | $445,746 |
| Thomas Jarvis | Director of Commercial Len | 40 | $281,777 |
| Brian Fisher | Vp Technology Services | 40 | $259,814 |
| David Barber | Vp Commercial Lending | 40 | $254,377 |
| Weston Gallop | Financial Advisor | 40 | $241,492 |
| Frederick E Hilton | Vp of Investment Services | 40 | $224,650 |
| Pamela Johnson | Vp Retail Operations | 40 | $224,616 |
| Marlon Awuma | Financial Advisor | 40 | $219,693 |
| Troy Battle | Vp of Projects/facilities | 40 | $207,363 |
| Tarin Acaron | Vp of Marketing | 40 | $181,578 |
| Brandon Vega | Information Security Officer | 40 | $181,141 |
| Nicholas Hoffman | Vp of Consumer Lending | 40 | $178,095 |
| Mary Naramore | Financial Reporting Administrator | 40 | $164,453 |
| Jay Hutto | Vice Chair | 5 | — |
| Keith Birkett | Director | 5 | — |
| Contractor | Services | Paid |
|---|---|---|
| Pscu | Credit Card Processor | $3,008,084 |
| Scherer Construction | Branch Construction | $2,935,220 |
| Trace3 LLC | It Equipment, Licenses, Maintenance | $2,506,092 |
| Mastercard | Card Processor | $1,775,331 |
| Jack Henry & Assoc Inc | Core It Software | $1,679,923 |
12 grants totaling $398K in FY2024. All grants made by State Chartered Credit Unions In Florida →
| Recipient | Purpose | Amount |
|---|---|---|
| Learfield Communications LLC | To support local college athletics and build community engagement | $136,710 |
| Shands Teaching Hospital and Clinics Inc | To support children's health | $97,111 |
| College of Central Florida Foundation Inc | To provide scholarships and educational support | $57,950 |
| Junior Achievement of Tampa Bay | To promote youth financial literacy | $27,412 |
| Santa Fe College | To help expand access to higher education | $25,000 |
| Kids Incorporated of the Big Bend | To support early childhood and families in need | $10,000 |
| Bosshardt Charitable Fund Inc | To support providing aids to local charitable initiatives | $9,300 |
| Gainesville Sports Organizing Committee Inc | To promote community sports and events | $9,250 |
| Ronald Mcdonald House Charities of North Central Florida Inc | To help families of sick children | $7,800 |
| United Way of North Central Florida Inc | To support wide-ranging community needs | $6,938 |
| Grit Foundation Inc | To strenght local safety and first responder programs | $5,200 |
| Stop Childrens Cancer Inc | To promote funds for research and support for pediatric cancer | $5,200 |
Explore more
Data for State Chartered Credit Unions In Florida (EIN 59-0637646) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.