St Thomas-babbtown Mutual Ins Co is a 501(c)(15) organization based in Meta, Missouri, registered in 1944, with $609,608 in FY2015 revenue. CharityIndex grades it C.
Revenue (FY2015)
$610K
▲ 9.7% vs prior year
Expenses (FY2015)
$451K
Net assets
$2.7M
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for St Thomas-babbtown Mutual Ins Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For St Thomas-babbtown Mutual Ins Co: 72 mo reserves · +26% margin earns a B+ on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for St Thomas-babbtown Mutual Ins Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For St Thomas-babbtown Mutual Ins Co: 0 of 5 disclosure signals earns a F on this criterion. See the exact thresholds →
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Revenue grew from $532K (FY2013) to $610K (FY2015) across 3 reported years.
Financial snapshot
Operating margin
26.0%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$2.7M
Total liabilities
$1,144
Net assets
$2.7M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2015 | $609,608▲9.7% | $450,931▼9.9% | $2,712,940▲6.2% | $2,714,084▲6.2% | 990 |
| 2014 | $555,868▲4.5% | $500,261▲54.3% | $2,554,263▲2.2% | $2,555,696▲2.2% | 990 |
| 2013 | $532,046 | $324,125▼28.0% | $2,498,656▲9.1% | $2,500,335▲9.1% | 990 |
| 2012 | — | $450,402 | $2,290,735 | $2,292,102 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for St Thomas-babbtown Mutual Ins Co (EIN 43-6049887) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.