St Joseph Community Co-op Inc
Only null% goes to programs Strong reserves Declining revenue
St Joseph Community Co-op Inc is a 501(c)(3) organization based in Sturgis, Michigan, registered in 2006, with $661,402 in FY2024 revenue. CharityIndex grades it B.
307 W Chicago Rd Ste 210, Sturgis, MI, 49091 EIN 20-4280955 Since 2006
Revenue (FY2024)
$661K
▼ 44.9% vs prior year
Employment median: $367K
Expenses (FY2024)
$717K
Net assets
$592K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for St Joseph Community Co-op Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating10 mo reserves · -8% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For St Joseph Community Co-op Inc: 10 mo reserves · -8% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for St Joseph Community Co-op Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For St Joseph Community Co-op Inc: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 307 W Chicago Rd Ste 210, Sturgis, MI, 49091
- City
- Sturgis
- State
- Michigan
- Category
- Employment
- Subcategory
- Vocational Rehabilitation
- Website
- …
Financial trends
Revenue grew from $504K (FY2014) to $661K (FY2024) across 9 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $2,179Net assets $592K
Operating margin
-8.5%
Spent more than it raised in the latest fiscal year.
Total assets
$595K
Total liabilities
$2,179
Net assets
$592K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $661,402▼44.9% | $717,383▼42.5% | $592,469▼8.6% | $594,648▼20.1% | 990 |
| 2023 | $1,200,126▼13.0% | $1,247,145▼7.8% | $648,450▼6.8% | $744,557▼8.8% | 990 |
| 2022 | $1,379,553▲15.3% | $1,352,700▲9.5% | $695,469▲4.0% | $816,083▲1.0% | 990 |
| 2021 | $1,196,209▲0.4% | $1,234,949▲4.2% | $668,616▼5.5% | $807,951▼4.4% | 990 |
| 2020 | $1,191,257▼17.8% | $1,184,743▼1.3% | $707,356▲0.9% | $845,273▲0.1% | 990 |
| 2019 | $1,449,391▲15.0% | $1,200,194▲3.7% | $700,842▲89.9% | $844,368▲128% | 990 |
| 2016 | $1,260,155▲5.5% | $1,157,349▲19.2% | $369,034▲38.6% | $370,682▲34.5% | 990 |
| 2015 | $1,194,126▲137% | $970,812▲82.7% | $266,228▲520% | $275,607▲83.2% | 990 |
| 2014 | $504,476 | $531,505 | $42,914 | $150,424 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is St Joseph Community Co-op Inc a legitimate nonprofit?
- Yes. St Joseph Community Co-op Inc is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 20-4280955, based in Sturgis, Michigan. Donations are tax-deductible.
- What is St Joseph Community Co-op Inc's EIN?
- St Joseph Community Co-op Inc's Employer Identification Number (EIN) is 20-4280955.
- How much revenue does St Joseph Community Co-op Inc report?
- St Joseph Community Co-op Inc reported $661,402 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does St Joseph Community Co-op Inc have?
- CharityIndex grades St Joseph Community Co-op Inc B, based on financial health (reserves and operating margin).
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Data for St Joseph Community Co-op Inc (EIN 20-4280955) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.