Sherwin-williams Credit Union is a 501(c)(14) organization based in South Holland, Illinois, registered in 2001, with $1,862,289 in FY2024 revenue. CharityIndex grades it B.
Revenue (FY2024)
$1.9M
▲ 40.2% vs prior year
Public Benefit median: $140K
Expenses (FY2024)
$1.8M
Net assets
$2.9M
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Sherwin-williams Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Sherwin-williams Credit Union: 19 mo reserves · +4% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Sherwin-williams Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Sherwin-williams Credit Union: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Revenue grew from $1.3M (FY2013) to $1.9M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
4.2%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$39.0M
Total liabilities
$36.2M
Net assets
$2.9M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $1,862,289▲40.2% | $1,784,236▲31.2% | $2,862,526▼2.3% | $39,046,348▲25.2% | 990 |
| 2023 | $1,328,549▲1.4% | $1,359,901▲4.9% | $2,930,574▼5.2% | $31,177,317▼9.7% | 990 |
| 2022 | $1,310,628▼12.6% | $1,296,588▼0.4% | $3,092,043▼37.6% | $34,516,663▼6.1% | 990 |
| 2021 | $1,500,025▲5.8% | $1,302,105▼1.6% | $4,952,939▼0.6% | $36,742,161▲9.2% | 990 |
| 2020 | $1,417,260▼12.0% | $1,323,386▼2.5% | $4,984,977▲2.3% | $33,654,535▲13.4% | 990 |
| 2019 | $1,611,222▲8.3% | $1,357,050▼4.8% | $4,873,866▲6.1% | $29,677,926▼2.1% | 990 |
| 2018 | $1,488,096▲4.8% | $1,425,020▲4.4% | $4,593,555▲1.4% | $30,302,900 | 990 |
| 2017 | $1,420,608▲11.3% | $1,364,835▲10.6% | $4,529,898▲1.5% | $30,310,520▼0.3% | 990 |
| 2016 | $1,275,876▲7.9% | $1,234,198▼2.4% | $4,462,724▲1.3% | $30,389,312▼1.4% | 990 |
| 2015 | $1,182,413▼6.7% | $1,264,146▼7.9% | $4,405,508▼1.5% | $30,819,281▲3.9% | 990 |
| 2014 | $1,267,915▼1.9% | $1,372,296▼3.6% | $4,472,330▲0.2% | $29,669,312▼3.3% | 990 |
| 2013 | $1,292,723 | $1,423,891▲1.7% | $4,462,830▼9.5% | $30,679,856▼0.9% | 990 |
| 2012 | — | $1,400,445▼12.6% | $4,932,847▼0.7% | $30,945,626▲0.6% | 990 |
| 2011 | — | $1,602,798▼28.4% | $4,966,920▲1.2% | $30,763,860▼2.4% | 990 |
| 2010 | — | $2,238,026 | $4,905,970 | $31,514,460 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Explore more
Data for Sherwin-williams Credit Union (EIN 36-1768818) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.