S & T Mutual Water Co
501(c)(12)
Only null% goes to programs Strong reserves Growing revenue
S & T Mutual Water Co is a 501(c)(12) organization based in Los Osos, California, registered in 1963, with $282,365 in FY2024 revenue. CharityIndex grades it C+.
Po Box 6391, Los Osos, CA, 93412 EIN 95-6102051 Since 1963
Revenue (FY2024)
$282K
▲ 12.6% vs prior year
Expenses (FY2024)
$257K
Net assets
$397K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for S & T Mutual Water Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating19 mo reserves · +9% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For S & T Mutual Water Co: 19 mo reserves · +9% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for S & T Mutual Water Co— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For S & T Mutual Water Co: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 6391, Los Osos, CA, 93412
- City
- Los Osos
- State
- California
- Category
- —
- Subcategory
- —
Financial trends
Revenue grew from $67K (FY2012) to $282K (FY2024) across 13 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $8,343Net assets $397K
Operating margin
8.9%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$405K
Total liabilities
$8,343
Net assets
$397K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $282,365▲12.6% | $257,172▼8.6% | $397,036▲6.8% | $405,379▲1.5% | 990 |
| 2023 | $250,840▲42.0% | $281,227▲32.6% | $371,843▼7.6% | $399,563▼10.0% | 990 |
| 2022 | $176,622▲11.7% | $212,102▲1.6% | $402,230▼8.1% | $443,966▼0.4% | 990EZ |
| 2021 | $158,117▲5.4% | $208,751▲38.7% | $437,710▼10.4% | $445,941▼9.0% | 990EZ |
| 2020 | $150,057▲10.0% | $150,501▲40.3% | $488,344▼0.1% | $489,896▼1.8% | 990EZ |
| 2019 | $136,402▲27.9% | $107,253▲8.8% | $488,788▲6.3% | $498,743▲7.2% | 990 |
| 2018 | $106,617▲0.3% | $98,611▲9.8% | $459,639▲1.8% | $465,433▲1.9% | 990EZ |
| 2017 | $106,325▲8.7% | $89,816▲17.3% | $451,633▲3.8% | $456,978▲4.7% | 990EZ |
| 2016 | $97,813▲31.4% | $76,577▼46.3% | $435,124▲5.1% | $436,432▲5.3% | 990EZ |
| 2015 | $74,453▲1.6% | $142,485▲46.8% | $413,888▼14.1% | $414,582▼15.1% | 990EZ |
| 2014 | $73,293▼2.2% | $97,049▲6.2% | $481,920▲9.9% | $488,148▲11.3% | 990EZ |
| 2013 | $74,925▲12.4% | $91,380▲8.5% | $438,462▼3.6% | $438,462▼3.6% | 990EZ |
| 2012 | $66,659 | $84,200▲28.0% | $454,917▼3.7% | $454,917▼3.7% | 990EZ |
| 2011 | — | $65,773 | $472,458 | $472,458 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is S & T Mutual Water Co a legitimate nonprofit?
- Yes. S & T Mutual Water Co is a 501(c)(12) organization registered with the U.S. Internal Revenue Service under EIN 95-6102051, based in Los Osos, California.
- What is S & T Mutual Water Co's EIN?
- S & T Mutual Water Co's Employer Identification Number (EIN) is 95-6102051.
- How much revenue does S & T Mutual Water Co report?
- S & T Mutual Water Co reported $282,365 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does S & T Mutual Water Co have?
- CharityIndex grades S & T Mutual Water Co C+, based on financial health (reserves and operating margin).
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Data for S & T Mutual Water Co (EIN 95-6102051) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.