Ruth W Chamberlin Scholarship Trust
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Declining revenue
Ruth W Chamberlin Scholarship Trust is a 501(c)(3) organization based in Norwich, New York, registered in 1982, with $2,939 in FY2024 revenue. CharityIndex grades it F.
C/o Nbt Bank Na 52 S Broad St, Norwich, NY, 13815 EIN 16-6243756 Since 1982
Revenue (FY2024)
$2,939
▲ 43.2% vs prior year
Expenses (FY2024)
$4,490
Net assets
$45K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
F
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Ruth W Chamberlin Scholarship Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating121 mo reserves · -53% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ruth W Chamberlin Scholarship Trust: 121 mo reserves · -53% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Ruth W Chamberlin Scholarship Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ruth W Chamberlin Scholarship Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue declined from $13K (FY2013) to $2,939 (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $45K
Operating margin
-52.8%
Spent more than it raised in the latest fiscal year.
Total assets
$45K
Total liabilities
$0
Net assets
$45K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $2,939▲43.2% | $4,490▲23.2% | $45,398▼3.3% | $45,398▼3.3% | 990PF |
| 2023 | $2,052▲48.7% | $3,645▼24.2% | $46,953▼3.3% | $46,953▼3.3% | 990PF |
| 2022 | $1,380▼66.0% | $4,807▼2.0% | $48,545▼6.6% | $48,545▼6.6% | 990PF |
| 2021 | $4,063▲27.4% | $4,903▲0.6% | $51,972▼1.6% | $51,972▼1.6% | 990PF |
| 2020 | $3,188▼0.7% | $4,872▲0.4% | $52,815▼3.1% | $52,815▼3.1% | 990PF |
| 2019 | $3,209▲10.4% | $4,854▼18.5% | $54,501▼2.9% | $54,501▼2.9% | 990PF |
| 2018 | $2,908▼11.2% | $5,955▲20.7% | $56,151▼5.1% | $56,151▼5.1% | 990PF |
| 2017 | $3,276▲47.9% | $4,933▲8.9% | $59,199▼2.7% | $59,199▼2.7% | 990PF |
| 2016 | $2,215▲53.6% | $4,528▼17.6% | $60,857▼3.7% | $60,857▼3.7% | 990PF |
| 2015 | $1,442▼68.0% | $5,496 | $63,174▼6.0% | $63,174▼6.0% | 990PF |
| 2014 | $4,504▼66.3% | $5,496▲11.3% | $67,229▼1.5% | $67,229▼1.5% | 990PF |
| 2013 | $13,353 | $4,937▲5.6% | $68,221▲14.1% | $68,221▲14.1% | 990PF |
| 2012 | — | $4,675▲1.8% | $59,805▼2.8% | $59,805▼2.8% | 990PF |
| 2011 | — | $4,594▲0.9% | $61,532▼1.8% | $61,532▼1.8% | 990PF |
| 2010 | — | $4,555 | $62,638 | $62,638 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Ruth W Chamberlin Scholarship Trust a legitimate nonprofit?
- Yes. Ruth W Chamberlin Scholarship Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 16-6243756, based in Norwich, New York. Donations are tax-deductible.
- What is Ruth W Chamberlin Scholarship Trust's EIN?
- Ruth W Chamberlin Scholarship Trust's Employer Identification Number (EIN) is 16-6243756.
- How much revenue does Ruth W Chamberlin Scholarship Trust report?
- Ruth W Chamberlin Scholarship Trust reported $2,939 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Ruth W Chamberlin Scholarship Trust have?
- CharityIndex grades Ruth W Chamberlin Scholarship Trust F, based on financial health (reserves and operating margin).
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Data for Ruth W Chamberlin Scholarship Trust (EIN 16-6243756) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.