Ruth Gardner Trust 16-209740 Fbo
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Growing revenue
Ruth Gardner Trust 16-209740 Fbo is a 501(c)(3) organization based in Norwich, New York, registered in 1968, with $21,148 in FY2024 revenue. CharityIndex grades it C+.
C/o Nbt Bank Na 52 S Broad St, Norwich, NY, 13815 EIN 16-6071950 Since 1968
Revenue (FY2024)
$21K
▲ 1013.6% vs prior year
Expenses (FY2024)
$3,429
Net assets
$46K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Ruth Gardner Trust 16-209740 Fbo— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating160 mo reserves · +84% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ruth Gardner Trust 16-209740 Fbo: 160 mo reserves · +84% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Ruth Gardner Trust 16-209740 Fbo— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ruth Gardner Trust 16-209740 Fbo: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $1,349 (FY2013) to $21K (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $46K
Operating margin
83.8%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$46K
Total liabilities
$0
Net assets
$46K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $21,148▲1014% | $3,429▼12.2% | $45,792▲63.1% | $45,792▲63.1% | 990PF |
| 2023 | $1,899▼20.4% | $3,907▼19.6% | $28,074▼6.7% | $28,074▼6.7% | 990PF |
| 2022 | $2,386▲32.3% | $4,861▲84.9% | $30,081▼7.6% | $30,081▼7.6% | 990PF |
| 2021 | $1,803▼32.4% | $2,629▼48.4% | $32,556▼2.5% | $32,556▼2.5% | 990PF |
| 2020 | $2,669▲36.5% | $5,091▲35.5% | $33,382▼6.8% | $33,382▼6.8% | 990PF |
| 2019 | $1,955▼28.8% | $3,756▼30.2% | $35,805▼4.8% | $35,805▼4.8% | 990PF |
| 2018 | $2,746▼41.6% | $5,379▲41.6% | $37,605▼6.5% | $37,605▼6.5% | 990PF |
| 2017 | $4,702▲262% | $3,800▲41.3% | $40,237▲2.3% | $40,237▲2.3% | 990PF |
| 2016 | $1,300▲1.6% | $2,690▼27.7% | $39,335▼3.5% | $39,335▼3.5% | 990PF |
| 2015 | $1,279▼60.9% | $3,723▲19.9% | $40,745▼5.7% | $40,745▼5.7% | 990PF |
| 2014 | $3,273▲143% | $3,105▲4.9% | $43,185▲0.4% | $43,185▲0.4% | 990PF |
| 2013 | $1,349 | $2,959 | $43,017 | $43,017 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Ruth Gardner Trust 16-209740 Fbo a legitimate nonprofit?
- Yes. Ruth Gardner Trust 16-209740 Fbo is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 16-6071950, based in Norwich, New York. Donations are tax-deductible.
- What is Ruth Gardner Trust 16-209740 Fbo's EIN?
- Ruth Gardner Trust 16-209740 Fbo's Employer Identification Number (EIN) is 16-6071950.
- How much revenue does Ruth Gardner Trust 16-209740 Fbo report?
- Ruth Gardner Trust 16-209740 Fbo reported $21,148 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Ruth Gardner Trust 16-209740 Fbo have?
- CharityIndex grades Ruth Gardner Trust 16-209740 Fbo C+, based on financial health (reserves and operating margin).
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Data for Ruth Gardner Trust 16-209740 Fbo (EIN 16-6071950) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.