Ruth A Apperson Decd Trust Uw First Natl Bank Ttee
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves
Ruth A Apperson Decd Trust Uw First Natl Bank Ttee is a 501(c)(3) organization based in Mattoon, Illinois, registered in 1954, with $93,928 in FY2024 revenue. CharityIndex grades it C.
Po Box 529, Mattoon, IL, 61938 EIN 37-6024603 Since 1954
Revenue (FY2024)
$94K
▼ 47.3% vs prior year
Expenses (FY2024)
$115K
Net assets
$826K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Ruth A Apperson Decd Trust Uw First Natl Bank Ttee— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
C+Financial health25% of the rating86 mo reserves · -23% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ruth A Apperson Decd Trust Uw First Natl Bank Ttee: 86 mo reserves · -23% margin earns a C+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Ruth A Apperson Decd Trust Uw First Natl Bank Ttee— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ruth A Apperson Decd Trust Uw First Natl Bank Ttee: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue declined from $115K (FY2013) to $94K (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $826K
Operating margin
-22.6%
Spent more than it raised in the latest fiscal year.
Total assets
$826K
Total liabilities
$0
Net assets
$826K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $93,928▼47.3% | $115,194▼0.5% | $825,965▼2.5% | $825,965▼2.5% | 990PF |
| 2023 | $178,318▲165% | $115,805▼51.5% | $847,231▲8.0% | $847,231▲8.0% | 990PF |
| 2022 | $67,285▼22.0% | $238,661▲800% | $784,718▼17.9% | $784,718▼17.9% | 990PF |
| 2021 | $86,271▼13.1% | $26,529▼89.2% | $956,094▲6.7% | $956,094▲6.7% | 990PF |
| 2020 | $99,248▲34.3% | $244,671▲862% | $896,352▼14.0% | $896,352▼14.0% | 990PF |
| 2019 | $73,878▼20.2% | $25,428▼78.9% | $1,041,775▲4.9% | $1,041,775▲4.9% | 990PF |
| 2018 | $92,576▼8.3% | $120,614▲1.7% | $993,325▼2.7% | $993,325▼2.7% | 990PF |
| 2017 | $100,969▼39.6% | $118,588▲0.1% | $1,021,363▼1.7% | $1,021,363▼1.7% | 990PF |
| 2016 | $167,211▲168% | $118,449▼2.9% | $1,038,982▲4.9% | $1,038,982▲4.9% | 990PF |
| 2015 | $62,437▼66.5% | $121,936▲1.0% | $990,220▼5.7% | $990,220▼5.7% | 990PF |
| 2014 | $186,407▲61.4% | $120,699▲16.2% | $1,049,719▲6.7% | $1,049,719▲6.7% | 990PF |
| 2013 | $115,466 | $103,848▲1.1% | $984,011▲1.2% | $984,011▲1.2% | 990PF |
| 2012 | — | $102,767 | $972,393 | $972,393 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Ruth A Apperson Decd Trust Uw First Natl Bank Ttee a legitimate nonprofit?
- Yes. Ruth A Apperson Decd Trust Uw First Natl Bank Ttee is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 37-6024603, based in Mattoon, Illinois. Donations are tax-deductible.
- What is Ruth A Apperson Decd Trust Uw First Natl Bank Ttee's EIN?
- Ruth A Apperson Decd Trust Uw First Natl Bank Ttee's Employer Identification Number (EIN) is 37-6024603.
- How much revenue does Ruth A Apperson Decd Trust Uw First Natl Bank Ttee report?
- Ruth A Apperson Decd Trust Uw First Natl Bank Ttee reported $93,928 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Ruth A Apperson Decd Trust Uw First Natl Bank Ttee have?
- CharityIndex grades Ruth A Apperson Decd Trust Uw First Natl Bank Ttee C, based on financial health (reserves and operating margin).
More nonprofits in Mattoon
Explore more
Data for Ruth A Apperson Decd Trust Uw First Natl Bank Ttee (EIN 37-6024603) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.