Rueben L Speaks Housing Inc is a 501(c)(3) organization based in Washington, North Carolina, registered in 2004, with $545,451 in FY2025 revenue. CharityIndex grades it F.
Revenue (FY2025)
$545K
▲ 13.9% vs prior year
Housing median: $408K
Expenses (FY2025)
$638K
Net assets
-$2.6M
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Rueben L Speaks Housing Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Rueben L Speaks Housing Inc: 0 mo reserves · -17% margin earns a F on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Rueben L Speaks Housing Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Rueben L Speaks Housing Inc: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue grew from $240K (FY2013) to $545K (FY2025) across 13 reported years.
Financial snapshot
Operating margin
-16.9%
Spent more than it raised in the latest fiscal year.
Total assets
$2.5M
Total liabilities
$5.1M
Net assets
-$2.6M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2025 | $545,451▲13.9% | $637,525▲8.0% | -$2,581,357▼3.7% | $2,486,920▼3.8% | 990 |
| 2024 | $478,976▼0.1% | $590,141▲3.8% | -$2,489,283▼4.7% | $2,585,580▼4.2% | 990 |
| 2023 | $479,465▲8.1% | $568,568▲3.2% | -$2,378,118▼3.9% | $2,697,680▼3.7% | 990 |
| 2022 | $443,654▲10.6% | $550,999▲0.4% | -$2,289,015▼4.9% | $2,800,586▼3.4% | 990 |
| 2021 | $401,054▼4.3% | $548,910▲6.0% | -$2,181,670▼7.3% | $2,899,423▼4.1% | 990 |
| 2020 | $419,039▲13.1% | $517,823▲6.1% | -$2,033,814▼5.1% | $3,022,814▼3.5% | 990 |
| 2019 | $370,406▲12.7% | $487,928▲5.7% | -$1,935,030▼6.5% | $3,132,632▼2.8% | 990 |
| 2018 | $328,705▲4.0% | $461,514▲3.8% | -$1,817,508▼7.9% | $3,223,290▼3.9% | 990 |
| 2017 | $316,099▲0.3% | $444,771▲7.5% | -$1,684,699▼8.3% | $3,352,364▼4.2% | 990 |
| 2016 | $315,229▲16.8% | $413,684▼7.7% | -$1,556,027▼6.8% | $3,498,810▼2.3% | 990 |
| 2015 | $269,842 | $448,341▲9.6% | -$1,457,572▼14.0% | $3,582,632▼4.7% | 990 |
| 2014 | $269,973▲12.5% | $409,020▲7.8% | -$1,279,073▼12.2% | $3,758,908▼3.8% | 990 |
| 2013 | $239,960 | $379,503▲4.9% | -$1,140,026▼13.9% | $3,905,969▼3.2% | 990 |
| 2012 | — | $361,839▼12.9% | -$1,000,483▼13.5% | $4,034,298▼3.4% | 990 |
| 2011 | — | $415,453 | -$881,848 | $4,175,635 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Rueben L Speaks Housing Inc (EIN 30-0254347) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.