Ruby J Craddock Memorial Trust
Only null% goes to programs Strong reserves
Ruby J Craddock Memorial Trust is a 501(c)(3) organization based in Saint Louis, Missouri, registered in 1995, with $147,932 in FY2024 revenue. CharityIndex grades it C+.
Po Box 505, Saint Louis, MO, 63166 EIN 87-6231926 Since 1995
Revenue (FY2024)
$148K
▲ 8.7% vs prior year
Philanthropy median: $168K
Expenses (FY2024)
$127K
Net assets
$1.1M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Ruby J Craddock Memorial Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating108 mo reserves · +14% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ruby J Craddock Memorial Trust: 108 mo reserves · +14% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Ruby J Craddock Memorial Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ruby J Craddock Memorial Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 505, Saint Louis, MO, 63166
- City
- Saint Louis
- State
- Missouri
- Subcategory
- Private Foundations
Financial trends
Revenue grew from $141K (FY2018) to $148K (FY2024) across 7 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $1.1M
Operating margin
14.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.1M
Total liabilities
$0
Net assets
$1.1M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $147,932▲8.7% | $127,127▲5.0% | $1,142,541▲1.8% | $1,142,541▲1.8% | 990PF |
| 2023 | $136,145▲55.0% | $121,100▼9.1% | $1,122,167▲1.3% | $1,122,167▲1.3% | 990PF |
| 2022 | $87,857▼45.9% | $133,277▲15.5% | $1,107,749▼4.0% | $1,107,749▼4.0% | 990PF |
| 2021 | $162,401▲111% | $115,398▲1.2% | $1,153,684▲4.1% | $1,153,684▲4.1% | 990PF |
| 2020 | $77,099▼23.3% | $114,008▲3.9% | $1,107,784▼3.3% | $1,107,784▼3.3% | 990PF |
| 2019 | $100,488▼28.7% | $109,687▲10.9% | $1,145,979▼0.7% | $1,145,979▼0.7% | 990PF |
| 2018 | $140,899 | $98,863 | $1,154,142 | $1,154,142 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is Ruby J Craddock Memorial Trust a legitimate nonprofit?
- Yes. Ruby J Craddock Memorial Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 87-6231926, based in Saint Louis, Missouri. Donations are tax-deductible.
- What is Ruby J Craddock Memorial Trust's EIN?
- Ruby J Craddock Memorial Trust's Employer Identification Number (EIN) is 87-6231926.
- How much revenue does Ruby J Craddock Memorial Trust report?
- Ruby J Craddock Memorial Trust reported $147,932 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Ruby J Craddock Memorial Trust have?
- CharityIndex grades Ruby J Craddock Memorial Trust C+, based on financial health (reserves and operating margin).
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Data for Ruby J Craddock Memorial Trust (EIN 87-6231926) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.