Retail Wholesale & Department Store International Union & Industry
501(c)(5)
Only null% goes to programs Strong reserves
Retail Wholesale & Department Store International Union & Industry is a 501(c)(5) organization based in Birmingham, Alabama, registered in 1960, with $50,934,308 in FY2024 revenue. CharityIndex grades it A.
1901 10th Ave South Ste 200, Birmingham, AL, 35205 EIN 63-0373544 Since 1960
Revenue (FY2024)
$50.9M
▼ 20.7% vs prior year
Expenses (FY2024)
$51.2M
Net assets
$63.0M
Employees
17
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Retail Wholesale & Department Store International Union & Industry— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating15 mo reserves · -0% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Retail Wholesale & Department Store International Union & Industry: 15 mo reserves · -0% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Retail Wholesale & Department Store International Union & Industry: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Retail Wholesale & Department Store International Union & Industry: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Mission
Provides healthcare benefits to plan participants and their dependents
Contact & location
- Address
- 1901 10th Ave South Ste 200, Birmingham, AL, 35205
- City
- Birmingham
- State
- Alabama
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $35.7M (FY2014) to $50.9M (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $5.9MNet assets $63.0M
Operating margin
-0.5%
Spent more than it raised in the latest fiscal year.
Total assets
$68.8M
Total liabilities
$5.9M
Net assets
$63.0M
Salaries & benefits
$780K
2% of expenses
Board members
5
5 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $50,934,308▼20.7% | $51,168,156▲11.5% | $62,950,541▲4.3% | $68,830,402▲7.0% | 990 |
| 2023 | $64,236,980▲35.8% | $45,895,504▼3.2% | $60,349,434▲8.4% | $64,307,216▲8.7% | 990 |
| 2022 | $47,302,998▼5.8% | $47,427,695▼9.9% | $55,650,177▼12.1% | $59,142,533▼12.7% | 990 |
| 2021 | $50,231,512▼14.7% | $52,648,094▼8.6% | $63,331,621▲8.6% | $67,753,858▲8.1% | 990 |
| 2020 | $58,875,285▼5.2% | $57,590,258▼12.9% | $58,295,880▲9.2% | $62,650,350▲4.9% | 990 |
| 2019 | $62,086,350▲17.8% | $66,145,305▲5.5% | $53,399,052▼5.3% | $59,724,336▼6.7% | 990 |
| 2018 | $52,697,053▲8.9% | $62,713,560▲15.2% | $56,393,169▼16.8% | $63,993,258▼12.8% | 990 |
| 2017 | $48,410,503▲30.7% | $54,442,887▲19.5% | $67,812,881 | $73,400,724▼1.7% | 990 |
| 2016 | $37,051,086▼8.6% | $45,550,114▼3.1% | $67,829,452▼5.2% | $74,707,822▼2.1% | 990 |
| 2015 | $40,539,561▲13.6% | $47,030,802▲22.5% | $71,545,624▼11.1% | $76,323,506▼9.5% | 990 |
| 2014 | $35,671,898 | $38,378,504▼1.7% | $80,504,310▲6.7% | $84,329,009▲6.2% | 990 |
| 2012 | — | $39,028,406▲41.0% | $75,476,528▲3.4% | $79,387,812▲3.7% | 990 |
| 2011 | — | $27,675,698▲1.6% | $72,984,324▲6.3% | $76,528,399▲6.6% | 990 |
| 2010 | — | $27,240,998 | $68,670,947 | $71,805,117 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Joshua Brewer — $101,439 (0.20% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Joshua Brewer | Fund Administrator | 40 | $101,439 |
| Eddie Allen | Trustee/secretary | 5 | — |
| John A Whitaker | Trustee | 5 | — |
| Joseph Dorismond | Trustee | 5 | — |
| Marsue D Lancaster | Trustee | 5 | — |
| Stuart H Appelbaum | Trustee/chairman | 5 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Blue Cross Blue Shield of Alabama | Claims Administration | $1,324,754 |
| Save On Sp LLC | Health Savings Plan | $494,729 |
| The Segal Company | Actuarial | $147,000 |
| Carr Riggs & Ingram LLC | Audit & Tax | $140,858 |
Frequently asked questions
- Is Retail Wholesale & Department Store International Union & Industry a legitimate nonprofit?
- Yes. Retail Wholesale & Department Store International Union & Industry is a 501(c)(5) organization registered with the U.S. Internal Revenue Service under EIN 63-0373544, based in Birmingham, Alabama.
- What is Retail Wholesale & Department Store International Union & Industry's EIN?
- Retail Wholesale & Department Store International Union & Industry's Employer Identification Number (EIN) is 63-0373544.
- How much revenue does Retail Wholesale & Department Store International Union & Industry report?
- Retail Wholesale & Department Store International Union & Industry reported $50,934,308 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Retail Wholesale & Department Store International Union & Industry have?
- CharityIndex grades Retail Wholesale & Department Store International Union & Industry A, based on financial health (reserves and operating margin).
- How much does Retail Wholesale & Department Store International Union & Industry's highest-paid employee make?
- The highest reported compensation on Retail Wholesale & Department Store International Union & Industry's latest Form 990 is $101,439, paid to Joshua Brewer (Fund Administrator).
More nonprofits in Birmingham
Explore more
Data for Retail Wholesale & Department Store International Union & Industry (EIN 63-0373544) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.