Raymond & Marilyn Ruddy Charitable Tr
Only null% goes to programs Strong reserves Growing revenue
Raymond & Marilyn Ruddy Charitable Tr is a 501(c)(3) organization based in Dover, Massachusetts, registered in 2001, with $25,750 in FY2024 revenue. CharityIndex grades it C+.
26 Rolling Ln, Dover, MA, 02030 EIN 04-6946674 Since 2001
Revenue (FY2024)
$26K
▼ 18.0% vs prior year
Philanthropy median: $168K
Expenses (FY2024)
$23K
Net assets
$26K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Raymond & Marilyn Ruddy Charitable Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating13 mo reserves · +9% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Raymond & Marilyn Ruddy Charitable Tr: 13 mo reserves · +9% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Raymond & Marilyn Ruddy Charitable Tr— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Raymond & Marilyn Ruddy Charitable Tr: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- 26 Rolling Ln, Dover, MA, 02030
- City
- Dover
- State
- Massachusetts
- Subcategory
- Private Foundations
Financial trends
Revenue grew from $16K (FY2013) to $26K (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $26K
Operating margin
9.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$26K
Total liabilities
$0
Net assets
$26K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $25,750▼18.0% | $23,350▲172% | $26,019▲10.2% | $26,019▲10.2% | 990PF |
| 2023 | $31,421▲422% | $8,591▼33.2% | $23,619▲2894% | $23,619▲2894% | 990PF |
| 2022 | $6,025▲27286% | $12,860▲6.0% | $789▼89.7% | $789▼89.7% | 990PF |
| 2021 | $22▲57.1% | $12,130▲1.6% | $7,624▼61.4% | $7,624▼61.4% | 990PF |
| 2020 | $14▼90.5% | $11,940▼52.7% | $19,732▼61.2% | $19,732▼61.2% | 990PF |
| 2018 | $147▲27.8% | $25,226▼0.8% | $50,884▼33.0% | $50,884▼33.0% | 990PF |
| 2017 | $115▼99.9% | $25,437▼93.8% | $75,963▼25.0% | $75,963▼25.0% | 990PF |
| 2016 | $100,637▲607% | $411,142▼27.8% | $101,285▼75.4% | $101,285▼75.4% | 990PF |
| 2015 | -$19,857▼134% | $569,465▲48.7% | $411,790▼58.9% | $411,790▼58.9% | 990PF |
| 2014 | $59,012▲281% | $382,838▼17.6% | $1,001,112▼24.4% | $1,001,112▼24.4% | 990PF |
| 2013 | $15,504 | $464,610 | $1,324,938 | $1,324,938 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is Raymond & Marilyn Ruddy Charitable Tr a legitimate nonprofit?
- Yes. Raymond & Marilyn Ruddy Charitable Tr is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 04-6946674, based in Dover, Massachusetts. Donations are tax-deductible.
- What is Raymond & Marilyn Ruddy Charitable Tr's EIN?
- Raymond & Marilyn Ruddy Charitable Tr's Employer Identification Number (EIN) is 04-6946674.
- How much revenue does Raymond & Marilyn Ruddy Charitable Tr report?
- Raymond & Marilyn Ruddy Charitable Tr reported $25,750 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Raymond & Marilyn Ruddy Charitable Tr have?
- CharityIndex grades Raymond & Marilyn Ruddy Charitable Tr C+, based on financial health (reserves and operating margin).
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Data for Raymond & Marilyn Ruddy Charitable Tr (EIN 04-6946674) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.