R & M Wharton Mem Tr Educational Fund
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves
R & M Wharton Mem Tr Educational Fund is a 501(c)(3) organization based in Norwich, New York, with $178,133 in FY2024 revenue. CharityIndex grades it C+.
C/o Nbt Bank Na 52 S Broad St, Norwich, NY, 13815 EIN 16-6295815
Revenue (FY2024)
$178K
▲ 28.5% vs prior year
Expenses (FY2024)
$144K
Net assets
$1.6M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for R & M Wharton Mem Tr Educational Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating134 mo reserves · +19% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For R & M Wharton Mem Tr Educational Fund: 134 mo reserves · +19% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for R & M Wharton Mem Tr Educational Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For R & M Wharton Mem Tr Educational Fund: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $156K (FY2013) to $178K (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $1.6M
Operating margin
19.2%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.6M
Total liabilities
$0
Net assets
$1.6M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $178,133▲28.5% | $143,901▼10.0% | $1,604,145▲2.2% | $1,604,145▲2.2% | 990PF |
| 2023 | $138,641▲10.9% | $159,931▲6.4% | $1,569,971▼1.3% | $1,569,971▼1.3% | 990PF |
| 2022 | $125,029▼27.4% | $150,333▼2.1% | $1,591,259▼1.6% | $1,591,259▼1.6% | 990PF |
| 2021 | $172,141▼38.5% | $153,516▲10.2% | $1,616,562▲1.2% | $1,616,562▲1.2% | 990PF |
| 2020 | $280,116▲86.1% | $139,265▲2.5% | $1,597,944▲9.7% | $1,597,944▲9.7% | 990PF |
| 2019 | $150,546▼0.1% | $135,895▼1.4% | $1,457,090▲1.0% | $1,457,090▲1.0% | 990PF |
| 2018 | $150,731▲32.2% | $137,766▲22.0% | $1,442,439▲0.9% | $1,442,439▲0.9% | 990PF |
| 2017 | $114,045▲52.6% | $112,925▼9.3% | $1,429,475▲0.1% | $1,429,475▲0.1% | 990PF |
| 2016 | $74,730▼39.6% | $124,570▼4.2% | $1,428,354▼5.3% | $1,428,354▼5.3% | 990PF |
| 2014 | $123,708▼20.9% | $130,053▲9.3% | $1,508,651▼0.4% | $1,508,651▼0.4% | 990PF |
| 2013 | $156,414 | $118,980▲5.9% | $1,514,996▲2.5% | $1,514,996▲2.5% | 990PF |
| 2012 | — | $112,372▲7.4% | $1,477,562▼4.7% | $1,477,562▼4.7% | 990PF |
| 2011 | — | $104,599▼46.3% | $1,550,359▼4.0% | $1,550,359▼4.0% | 990PF |
| 2010 | — | $194,688 | $1,615,061 | $1,615,061 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is R & M Wharton Mem Tr Educational Fund a legitimate nonprofit?
- Yes. R & M Wharton Mem Tr Educational Fund is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 16-6295815, based in Norwich, New York. Donations are tax-deductible.
- What is R & M Wharton Mem Tr Educational Fund's EIN?
- R & M Wharton Mem Tr Educational Fund's Employer Identification Number (EIN) is 16-6295815.
- How much revenue does R & M Wharton Mem Tr Educational Fund report?
- R & M Wharton Mem Tr Educational Fund reported $178,133 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does R & M Wharton Mem Tr Educational Fund have?
- CharityIndex grades R & M Wharton Mem Tr Educational Fund C+, based on financial health (reserves and operating margin).
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Data for R & M Wharton Mem Tr Educational Fund (EIN 16-6295815) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.