Property & Casualty Insurance Guaranty Corporation
501(c)(6)
Only null% goes to programs Thin reserves Growing revenue
Property & Casualty Insurance Guaranty Corporation is a 501(c)(6) organization based in Towson, Maryland, registered in 1988, with $4,908,082 in FY2024 revenue. CharityIndex grades it D.
8600 La Salle Rd Ste 330, Towson, MD, 21286 EIN 52-1463854 Since 1988
Revenue (FY2024)
$4.9M
▼ 72.9% vs prior year
Expenses (FY2024)
$6.6M
Net assets
-$31.3M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
D
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Property & Casualty Insurance Guaranty Corporation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating0 mo reserves · -35% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Property & Casualty Insurance Guaranty Corporation: 0 mo reserves · -35% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Property & Casualty Insurance Guaranty Corporation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Property & Casualty Insurance Guaranty Corporation: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue declined from $6.4M (FY2013) to $4.9M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $61.4MNet assets -$31.3M
Operating margin
-35.4%
Spent more than it raised in the latest fiscal year.
Total assets
$30.1M
Total liabilities
$61.4M
Net assets
-$31.3M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $4,908,082▼72.9% | $6,643,103▼12.2% | -$31,275,366▼33.2% | $30,083,270▼5.5% | 990 |
| 2023 | $18,112,042▲256% | $7,566,889▼6.3% | -$23,486,325▲34.8% | $31,818,291▲49.6% | 990 |
| 2022 | $5,083,491▲23.9% | $8,079,158▼9.6% | -$36,045,730▼34.4% | $21,273,139▼12.3% | 990 |
| 2021 | $4,102,215▼44.6% | $8,934,304▼11.8% | -$26,819,134▼116% | $24,268,806▼16.6% | 990 |
| 2020 | $7,402,132▲38.9% | $10,126,043▼1.0% | -$12,434,085▲27.4% | $29,100,895▼8.6% | 990 |
| 2019 | $5,330,952▼44.2% | $10,224,380▼8.5% | -$17,122,181▼26.0% | $31,824,806▼13.3% | 990 |
| 2018 | $9,553,900▼61.4% | $11,177,218▲42.0% | -$13,591,040▼48.6% | $36,718,234▼4.2% | 990 |
| 2017 | $24,748,697▲422% | $7,869,722▲0.7% | -$9,144,205▲66.4% | $38,341,552▲78.6% | 990 |
| 2016 | $4,741,217▼55.4% | $7,816,932▼6.4% | -$27,211,359▼67.1% | $21,462,577▼12.5% | 990 |
| 2015 | $10,624,954▼20.1% | $8,349,342▼11.8% | -$16,281,681▼104% | $24,538,292▲10.2% | 990 |
| 2014 | $13,302,700▲109% | $9,465,889▲15.5% | -$7,997,261▲42.6% | $22,262,681▲20.8% | 990 |
| 2013 | $6,356,863 | $8,196,968▼53.2% | -$13,927,167▼24669% | $18,425,870▼9.1% | 990 |
| 2012 | — | $17,533,273▲173% | -$56,228▼101% | $20,265,975▼18.8% | 990 |
| 2011 | — | $6,413,927▲5.9% | $6,101,521▼17.0% | $24,960,395▲0.6% | 990 |
| 2010 | — | $6,057,482 | $7,351,478 | $24,819,750 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Property & Casualty Insurance Guaranty Corporation a legitimate nonprofit?
- Yes. Property & Casualty Insurance Guaranty Corporation is a 501(c)(6) organization registered with the U.S. Internal Revenue Service under EIN 52-1463854, based in Towson, Maryland.
- What is Property & Casualty Insurance Guaranty Corporation's EIN?
- Property & Casualty Insurance Guaranty Corporation's Employer Identification Number (EIN) is 52-1463854.
- How much revenue does Property & Casualty Insurance Guaranty Corporation report?
- Property & Casualty Insurance Guaranty Corporation reported $4,908,082 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Property & Casualty Insurance Guaranty Corporation have?
- CharityIndex grades Property & Casualty Insurance Guaranty Corporation D, based on financial health (reserves and operating margin).
More nonprofits in Towson
Explore more
Data for Property & Casualty Insurance Guaranty Corporation (EIN 52-1463854) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.