Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Declining revenue
Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund is a 501(c)(3) organization based in Holyoke, Massachusetts, registered in 1988, with $1,006,401 in FY2023 revenue. CharityIndex grades it C+.
86 Lower Westfield Rd, Holyoke, MA, 01040 EIN 22-2889994 Since 1988
Revenue (FY2023)
$1.0M
▼ 21.6% vs prior year
Expenses (FY2023)
$781K
Net assets
$3.7M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating56 mo reserves · +22% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund: 56 mo reserves · +22% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- 86 Lower Westfield Rd, Holyoke, MA, 01040
- City
- Holyoke
- State
- Massachusetts
- Category
- —
- Subcategory
- —
Financial trends
Revenue grew from $297K (FY2009) to $1.0M (FY2023) across 12 reported years.
Financial snapshot
Financial health & position (FY2023)
Liabilities $709KNet assets $3.7M
Operating margin
22.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$4.4M
Total liabilities
$709K
Net assets
$3.7M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2023 | $1,006,401▼21.6% | $780,645▲4.8% | $3,670,694▲6.7% | $4,379,797▼12.9% | 990 |
| 2022 | $1,283,089▲45.5% | $744,865▲5.7% | $3,438,712▲18.3% | $5,027,013▲10.8% | 990 |
| 2021 | $882,015▼33.1% | $704,950▲4.2% | $2,907,947▲5.2% | $4,536,128▼2.2% | 990 |
| 2020 | $1,318,063▲75.3% | $676,304▲111% | $2,762,996▲30.9% | $4,639,654▲29.3% | 990 |
| 2019 | $751,777▼41.7% | $319,821▼15.1% | $2,110,890▲25.1% | $3,588,602▲104% | 990 |
| 2018 | $1,289,693▲136% | $376,687▼9.1% | $1,686,742▲119% | $1,756,496▲127% | 990 |
| 2017 | $547,220▲35.9% | $414,427▲18.4% | $770,185▲19.1% | $774,523▲18.5% | 990 |
| 2016 | $402,790▲24.2% | $349,957▼12.5% | $646,476▲9.5% | $653,737▲10.7% | 990 |
| 2015 | $324,206▼11.5% | $399,745▲17.7% | $590,164▼11.9% | $590,637▼12.1% | 990 |
| 2014 | $366,262▲12.5% | $339,510▼0.1% | $670,010▲2.4% | $672,313▲2.5% | 990 |
| 2013 | $325,535 | $339,934▼1.5% | $654,514▼1.2% | $655,811▼1.1% | 990 |
| 2012 | — | $345,082▲2.3% | $662,137▲18.8% | $663,133▲17.4% | 990 |
| 2011 | — | $337,221▲6.1% | $557,413▲13.7% | $564,966▲13.5% | 990 |
| 2010 | — | $317,904▼0.6% | $490,040▼2.8% | $497,597▼3.1% | 990 |
| 2009 | $296,845 | $319,876 | $504,015 | $513,300 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund a legitimate nonprofit?
- Yes. Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 22-2889994, based in Holyoke, Massachusetts. Donations are tax-deductible.
- What is Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund's EIN?
- Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund's Employer Identification Number (EIN) is 22-2889994.
- How much revenue does Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund report?
- Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund reported $1,006,401 in total revenue on its fiscal year 2023 IRS Form 990 filing.
- What financial grade does Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund have?
- CharityIndex grades Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund C+, based on financial health (reserves and operating margin).
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Data for Plumbers & Pipefitters Union Local 104 Joint Apprentice Trust Fund (EIN 22-2889994) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.