Pb and J Inc is a 501(c)(3) organization based in Waterbury, Vermont, registered in 1999, with $689,328 in FY2024 revenue. CharityIndex grades it B.
Revenue (FY2024)
$689K
▼ 7.4% vs prior year
Human Services median: $293K
Expenses (FY2024)
$615K
Net assets
$297K
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Pb and J Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Pb and J Inc: 6 mo reserves · +11% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Pb and J Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Pb and J Inc: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $388K (FY2013) to $689K (FY2024) across 12 reported years.
Financial snapshot
Operating margin
10.7%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.1M
Total liabilities
$779K
Net assets
$297K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $689,328▼7.4% | $615,490▼3.2% | $297,409▲20.7% | $1,076,857▲1.1% | 990 |
| 2023 | $744,562▲26.8% | $635,711▲5.4% | $246,467▲79.1% | $1,065,045▲7.0% | 990 |
| 2022 | $587,046▲4.8% | $603,233▲22.7% | $137,616▼10.5% | $994,976▼5.5% | 990 |
| 2021 | $560,230▲4.8% | $491,563▼4.4% | $153,803▲80.7% | $1,053,232▲527% | 990 |
| 2020 | $534,634▲24.1% | $514,321▲16.4% | $85,136▲28.7% | $168,049▲137% | 990 |
| 2019 | $430,933▲0.5% | $442,029▲5.1% | $66,133▼25.5% | $71,023▼19.8% | 990 |
| 2018 | $428,606▲2.6% | $420,427▲5.4% | $88,749▲10.2% | $88,536▲13.2% | 990 |
| 2017 | $417,581▲6.4% | $398,908▼4.1% | $80,570▲30.2% | $78,180▲25.6% | 990 |
| 2016 | $392,307▼10.3% | $415,783▼4.4% | $61,897▼29.0% | $62,261▼28.6% | 990 |
| 2015 | $437,314▲1.4% | $434,869▲5.8% | $87,169▲2.9% | $87,169▲2.9% | 990 |
| 2014 | $431,375▲11.1% | $410,990▲10.9% | $84,724▲31.7% | $84,724▲29.8% | 990 |
| 2013 | $388,230 | $370,656▲0.8% | $64,339▲37.6% | $65,260▲39.5% | 990 |
| 2012 | — | $367,759 | $46,765 | $46,765 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
1 grant to Pb and J Inc totaling $7,000, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Vermont Community Foundation | General purpose | 2021 | $7,000 |
Explore more
Data for Pb and J Inc (EIN 03-0358864) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.