Paris Hi-way Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Paris Hi-way Credit Union is a 501(c)(14) organization based in Paris, Illinois, registered in 1955, with $416,742 in FY2024 revenue. CharityIndex grades it C+.
Po Box 610, Paris, IL, 61944 EIN 37-6032003 Since 1955
Revenue (FY2024)
$417K
▲ 17.2% vs prior year
Expenses (FY2024)
$388K
Net assets
$1.6M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Paris Hi-way Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating50 mo reserves · +7% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Paris Hi-way Credit Union: 50 mo reserves · +7% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Paris Hi-way Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Paris Hi-way Credit Union: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $306K (FY2015) to $417K (FY2024) across 10 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $8.9MNet assets $1.6M
Operating margin
6.9%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$10.5M
Total liabilities
$8.9M
Net assets
$1.6M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $416,742▲17.2% | $388,079▲20.0% | $1,631,852▲1.8% | $10,521,352▲1.4% | 990 |
| 2023 | $355,523▲7.8% | $323,499▲31.2% | $1,603,189▲2.0% | $10,375,148▼9.1% | 990 |
| 2022 | $329,814▼5.9% | $246,516▼9.6% | $1,571,165▲5.6% | $11,412,867▼0.7% | 990 |
| 2021 | $350,661▼0.3% | $272,574▼10.1% | $1,487,867▲5.5% | $11,496,813▲14.6% | 990 |
| 2020 | $351,585▼2.5% | $303,117▼4.0% | $1,409,780▲3.6% | $10,035,036▲9.0% | 990 |
| 2019 | $360,500▲6.5% | $315,854▲12.3% | $1,361,312▲3.4% | $9,206,524▲4.3% | 990 |
| 2018 | $338,653▲9.5% | $281,358▲16.0% | $1,316,666▲4.5% | $8,824,155▼4.4% | 990 |
| 2017 | $309,315▼0.9% | $242,631▼3.1% | $1,259,371▲5.6% | $9,230,699▼2.4% | 990 |
| 2016 | $312,118▲2.0% | $250,475▼0.9% | $1,192,687▲5.5% | $9,458,730▲7.5% | 990 |
| 2015 | $305,993 | $252,806 | $1,131,044 | $8,802,554 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Paris Hi-way Credit Union a legitimate nonprofit?
- Yes. Paris Hi-way Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 37-6032003, based in Paris, Illinois.
- What is Paris Hi-way Credit Union's EIN?
- Paris Hi-way Credit Union's Employer Identification Number (EIN) is 37-6032003.
- How much revenue does Paris Hi-way Credit Union report?
- Paris Hi-way Credit Union reported $416,742 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Paris Hi-way Credit Union have?
- CharityIndex grades Paris Hi-way Credit Union C+, based on financial health (reserves and operating margin).
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Data for Paris Hi-way Credit Union (EIN 37-6032003) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.