Pacific Northwest Tribal Lending A Community Development Financial
Only null% goes to programs Strong reserves Growing revenue
Pacific Northwest Tribal Lending A Community Development Financial is a 501(c)(3) organization based in Bellingham, Washington, registered in 2012, with $1,835,120 in FY2024 revenue. CharityIndex grades it B.
12 Bellwether Way Ste 224, Bellingham, WA, 98225 EIN 37-1525217 Since 2012
Revenue (FY2024)
$1.8M
▲ 85.0% vs prior year
Community median: $184K
Expenses (FY2024)
$799K
Net assets
$4.8M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Pacific Northwest Tribal Lending A Community Development Financial— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating72 mo reserves · +56% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Pacific Northwest Tribal Lending A Community Development Financial: 72 mo reserves · +56% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Pacific Northwest Tribal Lending A Community Development Financial— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Pacific Northwest Tribal Lending A Community Development Financial: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
- Address
- 12 Bellwether Way Ste 224, Bellingham, WA, 98225
- City
- Bellingham
- State
- Washington
- Subcategory
- Economic Development
- Website
- …
Financial trends
Revenue grew from $89K (FY2015) to $1.8M (FY2024) across 10 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $1.1MNet assets $4.8M
Operating margin
56.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$6.0M
Total liabilities
$1.1M
Net assets
$4.8M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $1,835,120▲85.0% | $798,959▲4.1% | $4,820,868▲27.4% | $5,953,438▲26.7% | 990 |
| 2023 | $991,915▼38.7% | $767,810▲10.8% | $3,784,707▲6.3% | $4,699,953▲5.7% | 990 |
| 2022 | $1,616,846▲71.3% | $693,261▲1.7% | $3,560,602▲35.0% | $4,447,190▲32.8% | 990 |
| 2021 | $944,031▼19.8% | $681,526▲27.2% | $2,637,017▲5.1% | $3,348,684▲29.0% | 990 |
| 2020 | $1,177,199▲5.8% | $535,611▲5.6% | $2,509,101▲34.4% | $2,595,177▲32.1% | 990 |
| 2019 | $1,112,770▲612% | $507,198▲17.7% | $1,867,513▲48.0% | $1,963,931▲52.6% | 990 |
| 2018 | $156,179▼66.8% | $431,005▼20.4% | $1,261,941▼17.6% | $1,286,962▼17.2% | 990 |
| 2017 | $470,595▼41.0% | $541,689▼4.9% | $1,530,969▼4.4% | $1,555,002▼3.2% | 990 |
| 2016 | $797,037▲800% | $569,891▲142% | $1,602,063▲11.7% | $1,607,088▲10.6% | 990 |
| 2015 | $88,575 | $235,062 | $1,434,528 | $1,453,580 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Grants received · $1.6M total
5 grants to Pacific Northwest Tribal Lending A Community Development Financial totaling $1.6M, reported by foundations on their Schedule I filings.
| Grantmaker | Purpose | Year | Amount |
|---|---|---|---|
| Gs Donor Advised Philanthropy Fund For Wealth Management Inc | Medical / public services | 2024 | $1,000,000 |
| Opportunity Finance Network | Operating grant | 2024 | $400,000 |
| Opportunity Finance Network | Covid-19 grant | 2020 | $100,000 |
| Opportunity Finance Network | Covid-19 grant | 2020 | $50,000 |
| Opportunity Finance Network | 2019 native seed capital award | 2019 | $25,000 |
Similar organizations in Community
Community
Husaynia Islamic Society of Seattle
Snohomish, WA
$1.8M
Dannual revenue
Community
Rainier Valley Community Development Fund
Seattle, WA
$1.8M
Bannual revenue
Community
Seattle Good Business Network
Seattle, WA
$1.8M
Dannual revenue
- Community
Cedar Fund of the Confederated Tribes of the Colville Reservation
Nespelem, WA
$1.8M
C+annual revenue
Community
Angels For Angels
Burien, WA
$1.9M
Dannual revenue
- Community
Korean Community Service Center
Edmonds, WA
$1.8M
C+annual revenue
Community
Ameritrust Cdc
Edmonds, WA
$1.7M
C+annual revenue
Community
Neighborhood Farmers Market Alliance
Seattle, WA
$2.0M
C+annual revenue
Community
Leadership Foundations
Tacoma, WA
$2.0M
Dannual revenue
- Community
Reef Barnes Canyon Inc
Seattle, WA
$1.7M
C+annual revenue
Compare Pacific Northwest Tribal Lending A Community Development Financial
Frequently asked questions
- Is Pacific Northwest Tribal Lending A Community Development Financial a legitimate nonprofit?
- Yes. Pacific Northwest Tribal Lending A Community Development Financial is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 37-1525217, based in Bellingham, Washington. Donations are tax-deductible.
- What is Pacific Northwest Tribal Lending A Community Development Financial's EIN?
- Pacific Northwest Tribal Lending A Community Development Financial's Employer Identification Number (EIN) is 37-1525217.
- How much revenue does Pacific Northwest Tribal Lending A Community Development Financial report?
- Pacific Northwest Tribal Lending A Community Development Financial reported $1,835,120 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Pacific Northwest Tribal Lending A Community Development Financial have?
- CharityIndex grades Pacific Northwest Tribal Lending A Community Development Financial B, based on financial health (reserves and operating margin).
More nonprofits in Bellingham
Explore more
Data for Pacific Northwest Tribal Lending A Community Development Financial (EIN 37-1525217) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.