Oregon Community Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Oregon Community Credit Union is a 501(c)(14) organization based in Springfield, Oregon, registered in 1944, with $252,128,476 in FY2024 revenue. CharityIndex grades it A.
Po Box 77002, Springfield, OR, 97475 EIN 93-0492535 Since 1944
Revenue (FY2024)
$252.1M
▲ 19.6% vs prior year
Expenses (FY2024)
$225.1M
Net assets
$344.9M
Employees
712
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Oregon Community Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating18 mo reserves · +11% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Oregon Community Credit Union: 18 mo reserves · +11% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Oregon Community Credit Union: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Oregon Community Credit Union: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
To assist our members in making beneficial long-term financial decisions.
Contact & location
- Address
- Po Box 77002, Springfield, OR, 97475
- City
- Springfield
- State
- Oregon
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $56.4M (FY2013) to $252.1M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $3.1BNet assets $344.9M
Operating margin
10.7%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$3.4B
Total liabilities
$3.1B
Net assets
$344.9M
Salaries & benefits
$64.1M
29% of expenses
Board members
9
9 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $252,128,476▲19.6% | $225,052,789▲7.3% | $344,926,711▲8.7% | $3,405,521,789▲2.1% | 990 |
| 2023 | $210,831,275▲32.0% | $209,659,372▲61.5% | $317,217,505▲0.3% | $3,335,054,668▼3.6% | 990 |
| 2022 | $159,759,563▼12.3% | $129,830,645▲24.0% | $316,418,627▲10.1% | $3,461,025,756▲22.5% | 990 |
| 2021 | $182,242,816▲46.8% | $104,727,451▲9.7% | $287,297,014▲37.1% | $2,826,121,126▲18.2% | 990 |
| 2020 | $124,109,614▲21.2% | $95,470,651▲16.7% | $209,487,496▲15.9% | $2,390,697,692▲26.6% | 990 |
| 2019 | $102,367,460▲9.6% | $81,813,660▲10.1% | $180,693,384▲12.8% | $1,889,089,537▲10.6% | 990 |
| 2018 | $93,359,469▲12.0% | $74,324,644▲6.4% | $160,257,736▲13.4% | $1,708,221,881▲1.3% | 990 |
| 2017 | $83,372,165▲11.9% | $69,841,699▲8.5% | $141,270,442▲10.6% | $1,686,568,182▲6.6% | 990 |
| 2016 | $74,509,676▲10.1% | $64,375,432▲12.4% | $127,782,464▲8.6% | $1,581,553,833▲10.5% | 990 |
| 2015 | $67,690,984▲12.7% | $57,265,800▲9.2% | $117,658,261▲9.7% | $1,430,858,847▲12.3% | 990 |
| 2014 | $60,046,252▲6.4% | $52,443,291▲5.8% | $107,212,616▲8.7% | $1,274,279,479▲7.7% | 990 |
| 2013 | $56,416,665 | $49,572,580▲12.5% | $98,667,709▲7.0% | $1,183,252,544▲7.3% | 990 |
| 2012 | — | $44,064,053▼5.5% | $92,189,639▲13.3% | $1,102,263,946▲6.1% | 990 |
| 2011 | — | $46,653,011▼8.2% | $81,332,429▲13.4% | $1,038,930,727▲9.4% | 990 |
| 2010 | — | $50,827,275 | $71,725,653 | $949,519,750 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Ronald Neumann — $1,171,271 (0.52% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Ronald Neumann | President & Ceo | 50 | $1,171,271 |
| Gregory Schumacher | Executive Vice President | 50 | $593,121 |
| Tracey Keffer | Chief Operating Officer | 50 | $479,705 |
| Brian Alfano | Chief Digital Officer | 50 | $453,754 |
| Heather Billings | Chief Marketing Officer | 50 | $409,513 |
| Brian Killingsworth | Vp of Technology Services | 50 | $316,030 |
| John Schiffer | Svp of Finance | 50 | $306,530 |
| Ethan Nelson | Vp of Credit Administration | 50 | $301,295 |
| Christopher Whittaker | Svp of Lending | 50 | $299,739 |
| Gregory Young | Vp of Insurance Services | 50 | $295,176 |
| Bill Inge | Board Chair | 8 | $40,117 |
| Beverly Anderson | Board Vice Chair | 8 | $30,575 |
| Jacob Siegel | Board Secretary | 8 | $28,618 |
| Genevieve Parker | Board Director | 8 | $27,950 |
| Sam Kamkar | Board Director | 8 | $24,950 |
| Brandon Rogers | Board Director | 8 | $24,371 |
| Justin Freeman | Board Director (as of 03/2024) | 8 | $21,783 |
| Jeanine Jensen | Board Secretary (thru 06/2024) | 8 | $13,558 |
| Dena Putnam-gilchrist | Board Director (as of 03/2024) | 8 | $11,967 |
| Jefferson Curl | Board Director (as of 03/2024) | 8 | $11,967 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Alkami Technology Inc | Internet Banking | $3,006,558 |
| Mckenzie Commercial Contractors Inc | Contractor | $2,700,894 |
| Cook Solutions Group Inc | Atm Servicing | $1,765,606 |
| Lending Solutions Inc | Call Center Overflow | $1,227,392 |
| Prevedello Hettick Marketing Company | Marketing | $725,173 |
Grants made · $472K in FY2024
7 grants totaling $472K in FY2024. All grants made by Oregon Community Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Occu Foundation Inc | General support | $263,348 |
| University of Oregon Foundation | General support | $100,000 |
| Eugene Marathon | General support | $56,107 |
| Lane Community College Foundation | General support | $21,000 |
| Peacehealth Sacred Heart Medical Center Foundation | General support | $12,515 |
| Eugene Chamber of Commerce | General support | $12,500 |
| Springfield Area Chamber of Commerce | General support | $6,910 |
Frequently asked questions
- Is Oregon Community Credit Union a legitimate nonprofit?
- Yes. Oregon Community Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 93-0492535, based in Springfield, Oregon.
- What is Oregon Community Credit Union's EIN?
- Oregon Community Credit Union's Employer Identification Number (EIN) is 93-0492535.
- How much revenue does Oregon Community Credit Union report?
- Oregon Community Credit Union reported $252,128,476 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Oregon Community Credit Union have?
- CharityIndex grades Oregon Community Credit Union A, based on financial health (reserves and operating margin).
- How much does Oregon Community Credit Union's highest-paid employee make?
- The highest reported compensation on Oregon Community Credit Union's latest Form 990 is $1,171,271, paid to Ronald Neumann (President & Ceo).
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Data for Oregon Community Credit Union (EIN 93-0492535) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.