Ora & Bernard M Gavin Educational Trust
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Growing revenue
Ora & Bernard M Gavin Educational Trust is a 501(c)(3) organization based in Olean, New York, with $55,593 in FY2024 revenue. CharityIndex grades it D.
201 North Union St, Olean, NY, 14760 EIN 13-6779926
Revenue (FY2024)
$56K
▲ 26.5% vs prior year
Expenses (FY2024)
$78K
Net assets
$1.2M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
D
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Ora & Bernard M Gavin Educational Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DFinancial health25% of the rating183 mo reserves · -40% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Ora & Bernard M Gavin Educational Trust: 183 mo reserves · -40% margin earns a D on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Ora & Bernard M Gavin Educational Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Ora & Bernard M Gavin Educational Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $41K (FY2014) to $56K (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $1.2M
Operating margin
-39.9%
Spent more than it raised in the latest fiscal year.
Total assets
$1.2M
Total liabilities
$0
Net assets
$1.2M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $55,593▲26.5% | $77,768▲42.9% | $1,185,687▼1.8% | $1,185,687▼1.8% | 990PF |
| 2023 | $43,948▲13.1% | $54,422▲6.3% | $1,207,871▼0.9% | $1,207,871▼0.9% | 990PF |
| 2022 | $38,860▲74.8% | $51,177▲1.1% | $1,218,345▲67.6% | $1,218,345▲67.6% | 990PF |
| 2021 | $22,232▼16.7% | $50,620▼0.4% | $726,999▼3.8% | $726,999▼3.8% | 990PF |
| 2020 | $26,675▼30.3% | $50,831▲0.1% | $755,387▼3.1% | $755,387▼3.1% | 990PF |
| 2019 | $38,260▼6.4% | $50,761▲58.4% | $779,543▼1.6% | $779,543▼1.6% | 990PF |
| 2018 | $40,866▼6.6% | $32,047▲10.3% | $792,044▲1.1% | $792,044▲1.1% | 990PF |
| 2017 | $43,747▼30.1% | $29,051▲23.1% | $783,225▲1.9% | $783,225▲1.9% | 990PF |
| 2016 | $62,548▲20.4% | $23,592▼12.3% | $768,529▲5.3% | $768,529▲5.3% | 990PF |
| 2015 | $51,961▲26.7% | $26,892▼3.6% | $729,573▲3.6% | $729,573▲3.6% | 990PF |
| 2014 | $41,010 | $27,893▲18.8% | $704,504▲6.2% | $704,504▲6.2% | 990PF |
| 2010 | — | $23,481 | $663,576 | $663,576 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Ora & Bernard M Gavin Educational Trust a legitimate nonprofit?
- Yes. Ora & Bernard M Gavin Educational Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 13-6779926, based in Olean, New York. Donations are tax-deductible.
- What is Ora & Bernard M Gavin Educational Trust's EIN?
- Ora & Bernard M Gavin Educational Trust's Employer Identification Number (EIN) is 13-6779926.
- How much revenue does Ora & Bernard M Gavin Educational Trust report?
- Ora & Bernard M Gavin Educational Trust reported $55,593 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Ora & Bernard M Gavin Educational Trust have?
- CharityIndex grades Ora & Bernard M Gavin Educational Trust D, based on financial health (reserves and operating margin).
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Data for Ora & Bernard M Gavin Educational Trust (EIN 13-6779926) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.