Numerica Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Numerica Credit Union is a 501(c)(14) organization based in Spokane Vly, Washington, registered in 1954, with $255,238,984 in FY2024 revenue. CharityIndex grades it A.
Po Box 4000, Spokane Vly, WA, 99037 EIN 91-0863377 Since 1954
Revenue (FY2024)
$255.2M
▲ 13.2% vs prior year
Expenses (FY2024)
$222.7M
Net assets
$373.8M
Employees
810
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Numerica Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating20 mo reserves · +13% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Numerica Credit Union: 20 mo reserves · +13% margin earns a A on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Numerica Credit Union: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Numerica Credit Union: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
Credit union operated without profit for mutual purposes.
Contact & location
- Address
- Po Box 4000, Spokane Vly, WA, 99037
- City
- Spokane Vly
- State
- Washington
- Category
- —
- Subcategory
- —
- Phone
- …
- Website
- …
Financial trends
Revenue grew from $72.8M (FY2013) to $255.2M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $3.6BNet assets $373.8M
Operating margin
12.7%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$4.0B
Total liabilities
$3.6B
Net assets
$373.8M
Salaries & benefits
$81.9M
37% of expenses
Board members
10
10 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $255,238,984▲13.2% | $222,712,246▲15.4% | $373,765,555▲9.3% | $4,000,919,961▲1.8% | 990 |
| 2023 | $225,568,834▲28.5% | $193,004,884▲38.0% | $341,971,729▲8.7% | $3,929,763,160▲4.0% | 990 |
| 2022 | $175,521,623▲5.1% | $139,888,212▲11.9% | $314,492,986▼3.7% | $3,779,281,652▲9.3% | 990 |
| 2021 | $166,990,031▲4.2% | $125,052,660▼6.3% | $326,551,051▲12.6% | $3,458,949,167▲14.7% | 990 |
| 2020 | $160,306,604▲7.7% | $133,480,963▲9.2% | $289,974,937▲10.9% | $3,014,942,037▲19.9% | 990 |
| 2019 | $148,810,386▲10.3% | $122,266,145▲11.1% | $261,456,126▲13.3% | $2,515,014,678▲10.9% | 990 |
| 2018 | $134,931,984▲17.7% | $110,049,878▲14.1% | $230,825,832▲12.0% | $2,267,049,250▲10.3% | 990 |
| 2017 | $114,619,597▲18.4% | $96,440,980▲20.6% | $206,062,596▲9.7% | $2,055,568,189▲13.6% | 990 |
| 2016 | $96,790,316▲15.7% | $79,992,452▲16.6% | $187,763,315▲9.0% | $1,809,441,016▲13.6% | 990 |
| 2015 | $83,627,969▲10.9% | $68,592,396▲13.6% | $172,212,903▲9.2% | $1,592,691,490▲11.7% | 990 |
| 2014 | $75,438,382▲3.6% | $60,405,403▲8.1% | $157,714,825▲11.9% | $1,426,153,226▲7.2% | 990 |
| 2013 | $72,804,207 | $55,864,307▲3.1% | $140,988,154▲9.2% | $1,330,539,948▲9.8% | 990 |
| 2012 | — | $54,207,914▲4.0% | $129,152,862▲13.6% | $1,211,562,806▲6.4% | 990 |
| 2011 | — | $52,124,331▼3.0% | $113,641,588▲19.3% | $1,138,735,463▲7.1% | 990 |
| 2010 | — | $53,760,380 | $95,282,362 | $1,063,505,200 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Carla Cicero — $1,044,710 (0.47% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Carla Cicero | President/ceo | 40 | $1,044,710 |
| Travis Simpson | Chief Retail & Digital Officer | 40 | $590,919 |
| Kelley Ferguson | Chief Administration Officer | 40 | $550,794 |
| Greg Hansen | Chief Credit Officer | 40 | $506,202 |
| Aaron Norris | Financial Advisor | 40 | $503,282 |
| Ben Richardson | Chief Financial Officer | 40 | $484,188 |
| Kenneth Plank | Evp Lending | 40 | $447,572 |
| Troy Clute | Svp Consumer Lending | 40 | $328,186 |
| Lindsey Skinfill | Svp Organizational People Potential | 40 | $316,347 |
| Joshua Melcher | Svp of Business Services | 40 | $315,162 |
| Jaclyn Clabby | Svp Organizational General Counsel | 40 | $308,399 |
| Kaycee Murray | Svp Information Technology | 40 | $307,482 |
| Andy Stirling | Svp Retail Experience | 40 | $306,981 |
| Nancy Almond | Nfs President | 40 | $298,582 |
| Jennifer O'callaghan | Svp Marketing | 40 | $297,443 |
| David Fitzmaurice | Svp Financial Treasurer | 40 | $296,915 |
| Mark Fox | Svp Payments, Ops & Cash Management | 40 | $295,187 |
| Daniel Pearse | Vp Regional Commercial Banking | 40 | $278,365 |
| Bryce Chamberlin | Vp Private Banking | 40 | $271,447 |
| Kim Pearman-gillman | Svp Equity & Community Development | 40 | $259,351 |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| Jack Henry & Associates Inc | Software Support and Maintenance | $1,890,002 |
| Loomis Fargo & Co | Atm Installation, Support, Maintenance | $1,634,268 |
| Tyfone | Digital Banking | $1,630,377 |
| Mtr Communications | Marketing Communications Coordinator | $1,375,341 |
| Diebold Nixdorf Inc | Marketing/public Relations | $1,162,967 |
Grants made · $861K in FY2024
52 grants totaling $861K in FY2024 — showing the 15 largest. All grants made by Numerica Credit Union →
| Recipient | Purpose | Amount |
|---|---|---|
| Spokane Regional Chamber of Commerce | General support | $53,025 |
| YWCA North Central Washington | General support | $46,700 |
| Family Promise of Spokane | General support | $37,178 |
| Second Harvest Inland Northwest | General support | $36,000 |
| Womens Resource Center of North Central Washington | General support | $35,000 |
| Communities In Schools of Benton-franklin | General support | $35,000 |
| Coeur D'alene On Ice | General support | $26,844 |
| Womens Center Inc | General support | $26,400 |
| Grace Kitchen | General support | $26,000 |
| Spokane Hoopfest Association | General support | $26,000 |
| Vanessa Behan | General support | $25,100 |
| Communities In Schools of Northeast Washington | General support | $22,500 |
| Family Promise of North Idaho Inc | General support | $22,000 |
| The Big Table | General support | $20,700 |
| Young Mens Christian Association of Wenatchee | General support | $20,000 |
Frequently asked questions
- Is Numerica Credit Union a legitimate nonprofit?
- Yes. Numerica Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 91-0863377, based in Spokane Vly, Washington.
- What is Numerica Credit Union's EIN?
- Numerica Credit Union's Employer Identification Number (EIN) is 91-0863377.
- How much revenue does Numerica Credit Union report?
- Numerica Credit Union reported $255,238,984 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Numerica Credit Union have?
- CharityIndex grades Numerica Credit Union A, based on financial health (reserves and operating margin).
- How much does Numerica Credit Union's highest-paid employee make?
- The highest reported compensation on Numerica Credit Union's latest Form 990 is $1,044,710, paid to Carla Cicero (President/ceo).
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Data for Numerica Credit Union (EIN 91-0863377) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.