New England Joint Board Health and Welfare Fund Retail Wholesale & De is a 501(c)(9) organization based in Leominster, Massachusetts, registered in 1959, with $137,083 in FY2024 revenue. CharityIndex grades it D.
Revenue (FY2024)
$137K
▼ 0.2% vs prior year
Expenses (FY2024)
$180K
Net assets
$59K
Employees
—
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for New England Joint Board Health and Welfare Fund Retail Wholesale & De— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For New England Joint Board Health and Welfare Fund Retail Wholesale & De: 4 mo reserves · -31% margin earns a D on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for New England Joint Board Health and Welfare Fund Retail Wholesale & De— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For New England Joint Board Health and Welfare Fund Retail Wholesale & De: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Revenue declined from $796K (FY2014) to $137K (FY2024) across 11 reported years.
Financial snapshot
Operating margin
-31.4%
Spent more than it raised in the latest fiscal year.
Total assets
$64K
Total liabilities
$4,832
Net assets
$59K
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $137,083▼0.2% | $180,155▲3.9% | $59,437▼39.6% | $64,269▼37.8% | 990EZ |
| 2023 | $137,304▼9.3% | $173,378▼4.1% | $98,443▼25.8% | $103,266▼24.4% | 990EZ |
| 2022 | $151,386▲1.0% | $180,845▲4.4% | $132,590▼23.1% | $136,598▼23.0% | 990EZ |
| 2021 | $149,913▲7.1% | $173,155▼1.8% | $172,489▼19.5% | $177,418▼18.9% | 990EZ |
| 2020 | $140,028▼2.8% | $176,307▼1.2% | $214,174▼6.5% | $218,678▼6.6% | 990EZ |
| 2019 | $144,006▲2.8% | $178,470▲1.3% | $229,180▼11.5% | $234,081▼11.3% | 990EZ |
| 2018 | $140,096▲5.2% | $176,144▲4.8% | $258,909▼13.3% | $264,001▼13.0% | 990EZ |
| 2017 | $133,155▼72.4% | $168,107▼66.6% | $298,498▼10.6% | $303,387▼10.5% | 990EZ |
| 2016 | $482,779▼32.8% | $503,645▼32.2% | $333,946▼3.8% | $338,926▼3.9% | 990 |
| 2015 | $718,037▼9.8% | $742,869▼9.2% | $347,303▼8.4% | $352,721▼8.4% | 990 |
| 2014 | $795,651 | $818,046 | $379,249 | $384,929 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for New England Joint Board Health and Welfare Fund Retail Wholesale & De (EIN 04-2274560) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.