National Association of Insurance & Financial Advisors-north Dakota
501(c)(6)
Only null% goes to programs Strong reserves Declining revenue
National Association of Insurance & Financial Advisors-north Dakota is a 501(c)(6) organization based in Cedar Falls, Iowa, registered in 1977, with $56,092 in FY2024 revenue. CharityIndex grades it B.
600 State St Ste A, Cedar Falls, IA, 50613 EIN 45-0339465 Since 1977
Revenue (FY2024)
$56K
▼ 35.7% vs prior year
Expenses (FY2024)
$54K
Net assets
$211K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for National Association of Insurance & Financial Advisors-north Dakota— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating47 mo reserves · +3% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For National Association of Insurance & Financial Advisors-north Dakota: 47 mo reserves · +3% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for National Association of Insurance & Financial Advisors-north Dakota— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For National Association of Insurance & Financial Advisors-north Dakota: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
- Address
- 600 State St Ste A, Cedar Falls, IA, 50613
- City
- Cedar Falls
- State
- Iowa
- Category
- —
- Subcategory
- —
- Website
- …
Financial trends
Revenue declined from $63K (FY2011) to $56K (FY2024) across 13 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $43KNet assets $211K
Operating margin
3.3%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$254K
Total liabilities
$43K
Net assets
$211K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $56,092▼35.7% | $54,214▼12.3% | $210,983▲3.1% | $253,869▲2.3% | 990 |
| 2023 | $87,280▲77.7% | $61,832▲1.4% | $204,621▲5.1% | $248,207▲3.9% | 990EZ |
| 2022 | $49,104▼31.6% | $60,997▼6.9% | $194,764▼17.9% | $238,932▼15.3% | 990EZ |
| 2021 | $71,840▲20.9% | $65,505▲20.0% | $237,091▲7.4% | $282,118▲5.9% | 990EZ |
| 2020 | $59,424▼45.3% | $54,598▼37.8% | $220,753▲4.0% | $266,413▲11.3% | 990EZ |
| 2019 | $108,665▲114% | $87,750▲48.4% | $212,298▲6.9% | $239,412▲20.6% | 990EZ |
| 2017 | $50,794▼12.3% | $59,129▲2.5% | $198,575▼1.8% | $198,575▼1.8% | 990EZ |
| 2016 | $57,891▲9.0% | $57,687▼7.7% | $202,274▲7.0% | $202,274▲3.3% | 990EZ |
| 2015 | $53,091▼9.5% | $62,514▼7.4% | $189,072▼5.7% | $195,800▼3.2% | 990EZ |
| 2014 | $58,659▼2.3% | $67,499▲10.0% | $200,434▼4.2% | $202,237▼3.4% | 990EZ |
| 2013 | $60,034▼13.9% | $61,367▼15.7% | $209,318▲1.9% | $209,318▲1.9% | 990EZ |
| 2012 | $69,761▲11.5% | $72,793▲36.0% | $205,330▲0.6% | $205,330▲0.6% | 990EZ |
| 2011 | $62,546 | $53,509 | $204,033 | $204,033 | 990EZ |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is National Association of Insurance & Financial Advisors-north Dakota a legitimate nonprofit?
- Yes. National Association of Insurance & Financial Advisors-north Dakota is a 501(c)(6) organization registered with the U.S. Internal Revenue Service under EIN 45-0339465, based in Cedar Falls, Iowa.
- What is National Association of Insurance & Financial Advisors-north Dakota's EIN?
- National Association of Insurance & Financial Advisors-north Dakota's Employer Identification Number (EIN) is 45-0339465.
- How much revenue does National Association of Insurance & Financial Advisors-north Dakota report?
- National Association of Insurance & Financial Advisors-north Dakota reported $56,092 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does National Association of Insurance & Financial Advisors-north Dakota have?
- CharityIndex grades National Association of Insurance & Financial Advisors-north Dakota B, based on financial health (reserves and operating margin).
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Data for National Association of Insurance & Financial Advisors-north Dakota (EIN 45-0339465) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.