Montana Health Network Health Insurance Plan & Trust is a 501(c)(9) organization based in Miles City, Montana, registered in 1994, with $30,267,831 in FY2024 revenue. CharityIndex grades it B.
Revenue (FY2024)
$30.3M
▲ 11.4% vs prior year
Expenses (FY2024)
$29.5M
Net assets
$17.3M
Employees
—
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Montana Health Network Health Insurance Plan & Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Montana Health Network Health Insurance Plan & Trust: 7 mo reserves · +2% margin earns a A on this criterion. See the exact thresholds →
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Montana Health Network Health Insurance Plan & Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Montana Health Network Health Insurance Plan & Trust: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Revenue grew from $16.4M (FY2013) to $30.3M (FY2024) across 12 reported years.
Financial snapshot
Operating margin
2.4%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$18.9M
Total liabilities
$1.6M
Net assets
$17.3M
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $30,267,831▲11.4% | $29,538,544▲7.1% | $17,279,539▲6.7% | $18,918,501▲3.8% | 990 |
| 2023 | $27,163,551▲21.4% | $27,567,746▲28.3% | $16,200,963▲2.6% | $18,223,766▲3.4% | 990 |
| 2022 | $22,372,514▼3.9% | $21,481,933▲2.0% | $15,795,106▲3.5% | $17,621,039▲15.4% | 990 |
| 2021 | $23,271,605▲4.0% | $21,053,642▲12.3% | $15,257,969▲15.4% | $15,268,844▲15.4% | 990 |
| 2020 | $22,383,916▲5.4% | $18,746,490▲4.4% | $13,216,090▲39.4% | $13,227,720▲39.5% | 990 |
| 2019 | $21,227,383▲0.1% | $17,961,984▼14.4% | $9,477,689▲55.5% | $9,483,394▲55.0% | 990 |
| 2018 | $21,200,788▲10.2% | $20,978,091▼0.3% | $6,096,849▲3.1% | $6,118,531▲3.3% | 990 |
| 2017 | $19,242,418▲1.9% | $21,036,263▲10.9% | $5,914,721▼23.6% | $5,925,702▼31.3% | 990 |
| 2016 | $18,884,807▲11.9% | $18,969,356▼2.2% | $7,741,617▼1.8% | $8,629,444▲7.4% | 990 |
| 2015 | $16,873,255▼0.1% | $19,397,134▲17.4% | $7,886,452▼24.5% | $8,031,961▼23.4% | 990 |
| 2014 | $16,893,481▲2.8% | $16,518,305▼1.9% | $10,442,636▲2.9% | $10,485,361▲3.3% | 990 |
| 2013 | $16,434,341 | $16,834,264▲16.5% | $10,144,030▼4.7% | $10,151,277▼4.9% | 990 |
| 2012 | — | $14,445,304▲9.4% | $10,644,274▲34.2% | $10,678,837▲9.5% | 990 |
| 2011 | — | $13,207,217▼15.1% | $7,929,842▲46.1% | $9,752,971▲34.9% | 990 |
| 2010 | — | $15,560,401 | $5,427,326 | $7,228,397 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Data for Montana Health Network Health Insurance Plan & Trust (EIN 81-6073209) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.