Mon-cre Telephone Cooperative Inc
501(c)(12)
Only null% goes to programs Strong reserves
Mon-cre Telephone Cooperative Inc is a 501(c)(12) organization based in Ramer, Alabama, registered in 1961, with $7,922,937 in FY2024 revenue. CharityIndex grades it B.
227 Main St, Ramer, AL, 36069 EIN 63-0332310 Since 1961
Revenue (FY2024)
$7.9M
▼ 3.9% vs prior year
Expenses (FY2024)
$7.9M
Net assets
$19.2M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
B
★★★★
Rated on 2 of 4 criteria — the rest aren't reported in this filing type.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Mon-cre Telephone Cooperative Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating29 mo reserves · +0% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Mon-cre Telephone Cooperative Inc: 29 mo reserves · +0% margin earns a A on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Mon-cre Telephone Cooperative Inc— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
CTransparency10% of the rating2 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Mon-cre Telephone Cooperative Inc: 2 of 5 disclosure signals earns a C on this criterion. See the exact thresholds →
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Contact & location
Financial trends
Revenue grew from $4.6M (FY2014) to $7.9M (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $9.2MNet assets $19.2M
Operating margin
0.5%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$28.4M
Total liabilities
$9.2M
Net assets
$19.2M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $7,922,937▼3.9% | $7,885,041▼5.3% | $19,214,900▲7.6% | $28,410,875▼0.7% | 990 |
| 2023 | $8,242,472▲10.1% | $8,330,150▲11.5% | $17,861,783▲9.7% | $28,607,245▲0.4% | 990 |
| 2022 | $7,489,137▼1.8% | $7,469,115▲5.5% | $16,288,657▲6.1% | $28,502,391▼2.4% | 990 |
| 2021 | $7,623,629▼7.9% | $7,082,926▼14.4% | $15,347,203▲4.0% | $29,206,328▼3.2% | 990 |
| 2020 | $8,275,535▲10.3% | $8,275,535▲10.3% | $14,759,489▲21.7% | $30,185,462▲1.9% | 990 |
| 2019 | $7,502,518▲9.2% | $7,502,518▲18.8% | $12,127,515▲11.4% | $29,631,638▼0.3% | 990 |
| 2018 | $6,872,946▲11.4% | $6,317,135▲8.7% | $10,886,706▲5.8% | $29,729,351▼2.5% | 990 |
| 2017 | $6,169,809▲2.2% | $5,810,940▲3.0% | $10,289,516▲3.7% | $30,501,527▼4.5% | 990 |
| 2016 | $6,035,690▲5.1% | $5,641,771▼1.4% | $9,923,641▲0.5% | $31,932,280▲4.4% | 990 |
| 2015 | $5,743,627▲25.7% | $5,720,411▲15.2% | $9,877,844▲0.4% | $30,582,444▲28.8% | 990 |
| 2014 | $4,569,032 | $4,967,060▲23.0% | $9,840,777▼12.0% | $23,748,859▲41.3% | 990 |
| 2012 | — | $4,037,154 | $11,185,273 | $16,810,307 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Mon-cre Telephone Cooperative Inc a legitimate nonprofit?
- Yes. Mon-cre Telephone Cooperative Inc is a 501(c)(12) organization registered with the U.S. Internal Revenue Service under EIN 63-0332310, based in Ramer, Alabama.
- What is Mon-cre Telephone Cooperative Inc's EIN?
- Mon-cre Telephone Cooperative Inc's Employer Identification Number (EIN) is 63-0332310.
- How much revenue does Mon-cre Telephone Cooperative Inc report?
- Mon-cre Telephone Cooperative Inc reported $7,922,937 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Mon-cre Telephone Cooperative Inc have?
- CharityIndex grades Mon-cre Telephone Cooperative Inc B, based on financial health (reserves and operating margin).
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Data for Mon-cre Telephone Cooperative Inc (EIN 63-0332310) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.