Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd
501(c)(9)
95% goes to programs Strong reserves Declining revenue
Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd is a 501(c)(9) organization based in Dayton, Ohio, registered in 1958, with $330,404 in FY2024 revenue. CharityIndex grades it C, and it directs about 95% of spending to programs.
7250 Poe Ave Ste 300, Dayton, OH, 45414 EIN 38-2427401 Since 1958
Revenue (FY2024)
$330K
▼ 12.4% vs prior year
Expenses (FY2024)
$1.8M
Net assets
$2.2M
Employees
0
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C
★★★★
Rated on 4 of 4 criteria.
Held down by its weakest criterion — a strong score on one criterion can't hide a weak one.
How the rating works →A+Program efficiency40% of the rating95% to programs
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. For Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd: 95% to programs earns a A+ on this criterion. See the exact thresholds →
FFinancial health25% of the rating15 mo reserves · -431% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd: 15 mo reserves · -431% margin earns a F on this criterion. See the exact thresholds →
A+Governance25% of the rating6 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd: 6 of 6 checks met earns a A+ on this criterion. See the exact thresholds →
ATransparency10% of the rating4 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd: 4 of 5 disclosure signals earns a A on this criterion. See the exact thresholds →
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Mission
Providing health and welfare benefits to eligible participants.
Contact & location
Financial trends
Revenue declined from $40.0M (FY2013) to $330K (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $94KNet assets $2.2M
Operating margin
-431.4%
Spent more than it raised in the latest fiscal year.
Total assets
$2.3M
Total liabilities
$94K
Net assets
$2.2M
Salaries & benefits
$0
0% of expenses
Board members
6
6 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $330,404▼12.4% | $1,755,770▲13.7% | $2,195,015▼39.4% | $2,289,180▼38.3% | 990 |
| 2023 | $377,173▲9.8% | $1,544,015▼24.0% | $3,620,405▼24.4% | $3,707,647▼24.2% | 990 |
| 2022 | $343,466▼99.2% | $2,032,888▼96.0% | $4,788,206▼26.1% | $4,889,373▼25.5% | 990 |
| 2021 | $42,286,971▼18.3% | $51,250,913▼0.7% | $6,477,628▼58.1% | $6,565,819▼60.1% | 990 |
| 2020 | $51,768,343▲24.6% | $51,604,829▼11.3% | $15,441,570▲1.1% | $16,460,455▲1.1% | 990 |
| 2019 | $41,545,926▼9.6% | $58,156,643▼0.4% | $15,278,056▼52.1% | $16,286,691▼50.2% | 990 |
| 2018 | $45,932,779▼29.6% | $58,415,137▼1.3% | $31,888,773▼28.1% | $32,686,824▼30.4% | 990 |
| 2017 | $65,282,677▲18.3% | $59,157,741▼5.6% | $44,371,131▲16.0% | $46,950,739▲19.7% | 990 |
| 2016 | $55,178,663▼1.2% | $62,647,583▲2.4% | $38,246,195▼16.3% | $39,214,006▼14.8% | 990 |
| 2015 | $55,836,663▲0.7% | $61,183,323▲4.0% | $45,715,115▼10.5% | $46,028,384▼11.4% | 990 |
| 2014 | $55,449,162▲38.5% | $58,823,178▼12.5% | $51,061,775▼6.2% | $51,945,317▼6.5% | 990 |
| 2013 | $40,049,926 | $67,233,949▼1.2% | $54,435,791▼33.3% | $55,557,490▼33.6% | 990 |
| 2012 | — | $68,077,946▲3.1% | $81,588,853▲10.8% | $83,698,855▲11.7% | 990 |
| 2011 | — | $66,052,478▼3.7% | $73,622,198▲28.7% | $74,956,750▲28.9% | 990 |
| 2010 | — | $68,624,922 | $57,216,444 | $58,164,050 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Daniel Pedersen | Trustee & Secretary | 1 | — |
| Devin Senneker | Trustee | 1 | — |
| Jessica Offenbacher | Trustee | 1 | — |
| Kimberly Welch-harlan | Trustee | 1 | — |
| Margaritte Thomas | Alternate Trustee | 1 | — |
| Marisa Didur | Alternate Trustee | 1 | — |
| Nate Clark | Alternate Trustee | 1 | — |
| Rylan Norris | Alternate Trustee | 1 | — |
| Stephanie Villalpando | Alternate Trustee | 1 | — |
| Steve Yancey | Trustee & Chairman | 1 | — |
Top vendors & contractors (FY2023)
| Contractor | Services | Paid |
|---|---|---|
| Heartland Benefit Plan Administrators L | Management Fee | $103,403 |
Frequently asked questions
- Is Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd a legitimate nonprofit?
- Yes. Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd is a 501(c)(9) organization registered with the U.S. Internal Revenue Service under EIN 38-2427401, based in Dayton, Ohio.
- What is Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd's EIN?
- Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd's Employer Identification Number (EIN) is 38-2427401.
- How much revenue does Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd report?
- Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd reported $330,404 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- How much of Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd's spending goes to programs?
- Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd spends about 95% of its total expenses on programs, based on its latest IRS Form 990.
- What financial grade does Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd have?
- CharityIndex grades Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd C, based on program efficiency and fundraising cost.
- How much does Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd's highest-paid employee make?
- The highest reported compensation on Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd's latest Form 990 is $0, paid to Daniel Pedersen (Trustee & Secretary).
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Data for Michigan United Food-commercial Wrkrs Union-emp Health-welfare Fnd (EIN 38-2427401) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.