M & T Foundation
Only null% goes to programs Strong reserves Declining revenue
M & T Foundation is a 501(c)(3) organization based in Encinitas, California, registered in 2013, with $2,292,450 in FY2024 revenue. CharityIndex grades it C+.
336 Encinitas Blvd Ste 220, Encinitas, CA, 92024 EIN 45-4482686 Since 2013
Revenue (FY2024)
$2.3M
▲ 94.9% vs prior year
Philanthropy median: $168K
Expenses (FY2024)
$2.1M
Net assets
$22.6M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for M & T Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating132 mo reserves · +10% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For M & T Foundation: 132 mo reserves · +10% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for M & T Foundation— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For M & T Foundation: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
- Address
- 336 Encinitas Blvd Ste 220, Encinitas, CA, 92024
- City
- Encinitas
- State
- California
- Subcategory
- Private Foundations
Financial trends
Revenue grew from $1.8M (FY2014) to $2.3M (FY2024) across 11 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $39KNet assets $22.6M
Operating margin
10.1%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$22.6M
Total liabilities
$39K
Net assets
$22.6M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $2,292,450▲94.9% | $2,059,848▼0.2% | $22,573,019▲1.0% | $22,611,748▲1.1% | 990PF |
| 2023 | $1,176,327▼50.2% | $2,064,665▲13.4% | $22,340,417▼3.8% | $22,374,430▼3.8% | 990PF |
| 2022 | $2,360,715▼19.0% | $1,820,677▲128% | $23,228,755▲2.4% | $23,262,905▲2.2% | 990PF |
| 2021 | $2,914,440▲167% | $798,404▼16.1% | $22,688,717▲10.3% | $22,770,419▲10.3% | 990PF |
| 2020 | $1,092,371▼23.6% | $951,716▲46.8% | $20,572,681▲0.7% | $20,635,176▲0.6% | 990PF |
| 2019 | $1,429,970▼33.1% | $648,485▼48.1% | $20,432,026▲4.0% | $20,501,921▲4.1% | 990PF |
| 2018 | $2,137,426▲59.4% | $1,248,741▲11.8% | $19,650,541▲4.7% | $19,694,045▲4.9% | 990PF |
| 2017 | $1,340,653▲185% | $1,117,374▼37.7% | $18,761,856▼1.3% | $18,773,794▼1.3% | 990PF |
| 2016 | $470,158▼43.8% | $1,794,617▼35.6% | $19,011,376▼1.9% | $19,018,919▼1.9% | 990PF |
| 2015 | $836,391▼52.9% | $2,785,696▲2.2% | $19,380,616▼18.4% | $19,385,202▼18.5% | 990PF |
| 2014 | $1,775,686 | $2,725,270 | $23,761,088 | $23,776,188 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Similar organizations in Philanthropy
- Philanthropy
Mountain Area Runners
North Fork, CA
$0
annual revenue
- Philanthropy
Praana
Yorba Linda, CA
$0
annual revenue
- Philanthropy
Walter F Conn Foundation
Altadena, CA
$0
Dannual revenue
- Philanthropy
Hearfelt Heroes
Rch Palos Vrd, CA
$0
annual revenue
- Philanthropy
One Step Above
Elk Grove, CA
$0
annual revenue
- Philanthropy
Gg Women Professionals
San Jose, CA
$0
Fannual revenue
Philanthropy
The David Benzer Strike Out Fear Foundation Inc
Redwood City, CA
$0
Fannual revenue
- Philanthropy
Satyavache Foundation
Stockton, CA
$0
annual revenue
- Philanthropy
Grant Funding Sponsorship Group Inc
Sn Luis Obisp, CA
$0
Fannual revenue
- Philanthropy
Cigar Grotto Gives Back
Oceanside, CA
$0
annual revenue
Compare M & T Foundation
Frequently asked questions
- Is M & T Foundation a legitimate nonprofit?
- Yes. M & T Foundation is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 45-4482686, based in Encinitas, California. Donations are tax-deductible.
- What is M & T Foundation's EIN?
- M & T Foundation's Employer Identification Number (EIN) is 45-4482686.
- How much revenue does M & T Foundation report?
- M & T Foundation reported $2,292,450 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does M & T Foundation have?
- CharityIndex grades M & T Foundation C+, based on financial health (reserves and operating margin).
More nonprofits in Encinitas
Explore more
Data for M & T Foundation (EIN 45-4482686) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.