Lucy S Elliott Loan Fund
Only null% goes to programs Strong reserves Declining revenue
Lucy S Elliott Loan Fund is a 501(c)(3) organization based in Pine Bluff, Arkansas, registered in 1975, with $67 in FY2024 revenue. CharityIndex grades it F.
Po Box 8069, Pine Bluff, AR, 71611 EIN 51-0137370 Since 1975
Revenue (FY2024)
$67
▼ 100.0% vs prior year
Public Benefit median: $140K
Expenses (FY2024)
$14K
Net assets
$3.0M
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
F
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Lucy S Elliott Loan Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
FFinancial health25% of the rating2608 mo reserves · -20236% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Lucy S Elliott Loan Fund: 2608 mo reserves · -20236% margin earns a F on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Lucy S Elliott Loan Fund— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Lucy S Elliott Loan Fund: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
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Contact & location
- Address
- Po Box 8069, Pine Bluff, AR, 71611
- City
- Pine Bluff
- State
- Arkansas
- Category
- Public & Societal Benefit
- Subcategory
- Financial Institutions
Financial trends
Revenue declined from $117K (FY2013) to $67 (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $3.0M
Operating margin
-20235.8%
Spent more than it raised in the latest fiscal year.
Total assets
$3.0M
Total liabilities
$0
Net assets
$3.0M
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $67▼100.0% | $13,625▼44.6% | $2,961,007▼0.5% | $2,961,007▼0.5% | 990 |
| 2023 | $162,878▼44.0% | $24,600▼80.5% | $2,974,565▲4.9% | $2,974,775▲1.5% | 990 |
| 2022 | $290,978▲95.9% | $126,415▼11.0% | $2,836,287▼9.4% | $2,931,390▼9.6% | 990 |
| 2021 | $148,532▲167% | $142,110▼4.0% | $3,129,647▲6.0% | $3,241,492▲6.1% | 990 |
| 2020 | $55,559▼43.0% | $148,054▲13.4% | $2,952,162▼1.6% | $3,054,435▼1.5% | 990 |
| 2019 | $97,520▲21.9% | $130,573▲8.6% | $2,998,812▲5.0% | $3,101,471▲5.1% | 990 |
| 2018 | $79,989▼69.6% | $120,194▼8.6% | $2,856,870▼7.3% | $2,951,280▼7.5% | 990 |
| 2017 | $263,446▲316% | $131,441▲4.7% | $3,083,316▲4.3% | $3,189,258▲4.4% | 990 |
| 2016 | $63,386▼53.5% | $125,557▼3.1% | $2,957,061▲1.8% | $3,053,773▲1.9% | 990 |
| 2015 | $136,247▼7.3% | $129,618▼3.3% | $2,903,675▼5.5% | $2,996,997▼5.5% | 990 |
| 2014 | $146,900▲25.7% | $134,069▼7.0% | $3,072,319▲17.5% | $3,172,040▲16.9% | 990 |
| 2013 | $116,893 | $144,134▲21.4% | $2,614,940▼2.3% | $2,714,311▼1.9% | 990 |
| 2012 | — | $118,745▲2.9% | $2,676,623▼2.4% | $2,768,071▼2.1% | 990 |
| 2011 | — | $115,390 | $2,742,660 | $2,828,109 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
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Frequently asked questions
- Is Lucy S Elliott Loan Fund a legitimate nonprofit?
- Yes. Lucy S Elliott Loan Fund is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 51-0137370, based in Pine Bluff, Arkansas. Donations are tax-deductible.
- What is Lucy S Elliott Loan Fund's EIN?
- Lucy S Elliott Loan Fund's Employer Identification Number (EIN) is 51-0137370.
- How much revenue does Lucy S Elliott Loan Fund report?
- Lucy S Elliott Loan Fund reported $67 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Lucy S Elliott Loan Fund have?
- CharityIndex grades Lucy S Elliott Loan Fund F, based on financial health (reserves and operating margin).
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Data for Lucy S Elliott Loan Fund (EIN 51-0137370) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.