Listerhill Credit Union
501(c)(14)
Only null% goes to programs Strong reserves Growing revenue
Listerhill Credit Union is a 501(c)(14) organization based in Sheffield, Alabama, registered in 1971, with $93,185,326 in FY2024 revenue. CharityIndex grades it A.
Po Box 566, Sheffield, AL, 35660 EIN 63-0333902 Since 1971
Revenue (FY2024)
$93.2M
▲ 13.6% vs prior year
Expenses (FY2024)
$88.3M
Net assets
$96.4M
Employees
300
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
A
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Listerhill Credit Union— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
AFinancial health25% of the rating13 mo reserves · +5% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Listerhill Credit Union: 13 mo reserves · +5% margin earns a A on this criterion. See the exact thresholds →
AGovernance25% of the rating5 of 6 checks met
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. For Listerhill Credit Union: 5 of 6 checks met earns a A on this criterion. See the exact thresholds →
BTransparency10% of the rating3 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Listerhill Credit Union: 3 of 5 disclosure signals earns a B on this criterion. See the exact thresholds →
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Mission
To provide thrift opportunities and low cost loans to members.
Contact & location
Financial trends
Revenue grew from $38.4M (FY2013) to $93.2M (FY2024) across 12 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $1.3BNet assets $96.4M
Operating margin
5.2%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$1.4B
Total liabilities
$1.3B
Net assets
$96.4M
Salaries & benefits
$28.0M
32% of expenses
Board members
7
7 independent
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $93,185,326▲13.6% | $88,295,758▲5.0% | $96,425,329▲16.1% | $1,415,804,272▲0.9% | 990 |
| 2023 | $82,055,805▲24.7% | $84,061,363▲46.1% | $83,054,204▲0.5% | $1,402,871,969▲6.6% | 990 |
| 2022 | $65,807,803▲14.4% | $57,533,814▲14.3% | $82,625,001▼3.2% | $1,315,891,880▲15.2% | 990 |
| 2021 | $57,547,152▲9.3% | $50,316,781▲4.2% | $85,357,317▲3.8% | $1,142,398,865▲9.4% | 990 |
| 2020 | $52,670,923▼1.5% | $48,288,169▼3.0% | $82,199,146▲9.2% | $1,044,353,528▲19.2% | 990 |
| 2019 | $53,487,790▲5.0% | $49,779,098▲3.3% | $75,261,419▲1.3% | $876,028,871▲10.9% | 990 |
| 2018 | $50,961,600▲6.3% | $48,201,781▲8.9% | $74,309,183▲2.6% | $790,038,024▲4.2% | 990 |
| 2017 | $47,947,213▲6.4% | $44,260,084▲8.5% | $72,432,668▲3.8% | $758,087,914▲3.8% | 990 |
| 2016 | $45,083,737▲11.8% | $40,797,478▲9.6% | $69,787,704▲4.5% | $730,152,373▲6.0% | 990 |
| 2015 | $40,327,355▲2.2% | $37,237,264▲9.2% | $66,783,898▲2.4% | $688,611,419▲4.7% | 990 |
| 2014 | $39,451,000▲2.6% | $34,106,265▼2.0% | $65,208,152▲9.0% | $657,455,245▲4.7% | 990 |
| 2013 | $38,447,417 | $34,794,726▲8.2% | $59,837,085▲1.1% | $628,109,265▲4.5% | 990 |
| 2012 | — | $32,169,406▲8.4% | $59,157,484▲13.9% | $600,889,859▲11.1% | 990 |
| 2011 | — | $29,678,608▼8.3% | $51,917,873▲13.5% | $540,798,530▲8.7% | 990 |
| 2010 | — | $32,374,573 | $45,755,531 | $497,557,025 | 990 |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Leadership & compensation (FY2024)
Highest-paid: Brad Green — $1,063,179 (1.20% of total expenses)
| Name | Title | Hours/week | Compensation |
|---|---|---|---|
| Brad Green | Ceo/president | 40 | $1,063,179 |
| Andrew Clark | Sr. Financial Advisor | 40 | $417,470 |
| Clay Morgan | Chief Financial Strategis | 40 | $347,510 |
| Alanna Sullivan | Chief Operations Strategis | 40 | $309,627 |
| Daryl Mcminn | Chief Lending Strategist | 40 | $270,020 |
| Carla Harper | Svp Accounting | 40 | $232,304 |
| Jeremy Terry | Chief People Officer | 40 | $231,743 |
| Johnathan Gray | Chief Information and Tech | 40 | $230,283 |
| Amanda Warriner | Chief Legal and Risk Strat | 40 | $226,159 |
| Dewayne F Eckl | Avp Commercial Lending | 40 | $209,391 |
| Abigail Gaddy | Chief Strategy Officer | 40 | $196,304 |
| Stacy Aldridge | Mortgage Loan Officer | 40 | $153,912 |
| Mark Hightower | Vp of Retail | 40 | $153,210 |
| Jeremy Walton | Avp Commercial Lending | 40 | $139,989 |
| Alex Godwin | Secretary/treasurer | 1 | — |
| Andres Tapia | Director | 1 | — |
| David Craig | Vice Chairperson | 1 | — |
| Kevin Buttrum | Director | 1 | — |
| Mark Linder | Chairperson | 1 | — |
| Mark Massey | Director | 1 | — |
Top vendors & contractors (FY2024)
| Contractor | Services | Paid |
|---|---|---|
| The Conseco Group | Construction | $1,624,965 |
| Apiture | Mobile Vendor | $1,208,048 |
| Jack Henry & Associates | Core Processor | $700,859 |
| Cennox | Atm's | $634,196 |
| Hc3 | Member Statements | $605,571 |
Frequently asked questions
- Is Listerhill Credit Union a legitimate nonprofit?
- Yes. Listerhill Credit Union is a 501(c)(14) organization registered with the U.S. Internal Revenue Service under EIN 63-0333902, based in Sheffield, Alabama.
- What is Listerhill Credit Union's EIN?
- Listerhill Credit Union's Employer Identification Number (EIN) is 63-0333902.
- How much revenue does Listerhill Credit Union report?
- Listerhill Credit Union reported $93,185,326 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Listerhill Credit Union have?
- CharityIndex grades Listerhill Credit Union A, based on financial health (reserves and operating margin).
- How much does Listerhill Credit Union's highest-paid employee make?
- The highest reported compensation on Listerhill Credit Union's latest Form 990 is $1,063,179, paid to Brad Green (Ceo/president).
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Data for Listerhill Credit Union (EIN 63-0333902) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.