Laura K Cowdery Trust
501(c)(3) Donations tax-deductible
Only null% goes to programs Strong reserves Declining revenue
Laura K Cowdery Trust is a 501(c)(3) organization based in Chicago, Illinois, registered in 1988, with $13,664 in FY2024 revenue. CharityIndex grades it C+.
10 S Dearborn Il1-0111, Chicago, IL, 60603 EIN 22-2932830 Since 1988
Revenue (FY2024)
$14K
▼ 5.2% vs prior year
Expenses (FY2024)
$5,060
Net assets
$204K
Employees
—
CharityIndex rating
One independent A+ to F grade from four published criteria, each scored separately from IRS filings and combined by weight.
C+
—Program efficiency40% of the ratingNo expense breakdown in filings
Measures how much of every dollar spent actually reaches programs, plus what it costs to raise $100 of donations. The worse of the two measures sets the letter (85%+ to programs is an A; under $15 to raise $100 is an A), averaged over the three most recent filings. Not scored for Laura K Cowdery Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
B+Financial health25% of the rating484 mo reserves · +63% margin
Measures whether the organization is built to last: how many months its reserves would cover expenses (3+ months earns an A-range score, but hoarding 5+ years of budget is capped) and whether it runs a surplus or a deficit. For Laura K Cowdery Trust: 484 mo reserves · +63% margin earns a B+ on this criterion. See the exact thresholds →
—Governance25% of the ratingNot reported in this filing type
Checks how the organization is run, from its own Form 990: an independent board majority, a board of five or more, conflict-of-interest, whistleblower and document-retention policies, and independently audited financials. The share of disclosed checks that pass sets the letter. Not scored for Laura K Cowdery Trust— this filing type doesn't report it, and the rating simply skips it (never counts it against the organization). See the exact thresholds →
DTransparency10% of the rating1 of 5 disclosure signals
Counts five disclosure signals: a recent filing, a mission statement, program descriptions, a listed website, and the full expense breakdown. More disclosure, better letter. For Laura K Cowdery Trust: 1 of 5 disclosure signals earns a D on this criterion. See the exact thresholds →
Show this grade on your website
A live seal — it updates automatically when the grade changes and links donors to this verified profile.
Contact & location
Financial trends
Revenue declined from $15K (FY2017) to $14K (FY2024) across 8 reported years.
Financial snapshot
Financial health & position (FY2024)
Liabilities $0Net assets $204K
Operating margin
63.0%
Revenue exceeded expenses in the latest fiscal year.
Total assets
$204K
Total liabilities
$0
Net assets
$204K
Financials by year
| Fiscal year | Revenue | Expenses | Net assets | Total assets | Form |
|---|---|---|---|---|---|
| 2024 | $13,664▼5.2% | $5,060▼79.9% | $204,092▲3.9% | $204,092▲3.9% | 990PF |
| 2023 | $14,412▲176% | $25,113▲392% | $196,459▼5.1% | $196,459▼5.1% | 990PF |
| 2022 | $5,219▼72.3% | $5,101▼78.9% | $207,109 | $207,109 | 990PF |
| 2021 | $18,875▲49.2% | $24,132▲166% | $207,051▼2.5% | $207,051▼2.5% | 990PF |
| 2020 | $12,651▼20.6% | $9,089▼67.3% | $212,275▲1.7% | $212,275▲1.7% | 990PF |
| 2019 | $15,930▲9.5% | $27,800▲77.9% | $208,759▼5.4% | $208,759▼5.4% | 990PF |
| 2018 | $14,552▼4.5% | $15,625▲10.1% | $220,579▼0.5% | $220,579▼0.5% | 990PF |
| 2017 | $15,239 | $14,187▼30.2% | $221,660▼6.2% | $221,660▼6.2% | 990PF |
| 2011 | — | $20,325▲155% | $236,234▼0.6% | $236,234▼0.6% | 990PF |
| 2010 | — | $7,971 | $237,655 | $237,655 | 990PF |
Original Form 990 PDFs (the Form column) are served by ProPublica Nonprofit Explorer, as filed with the IRS. Create a free account to download the CSV report.
Frequently asked questions
- Is Laura K Cowdery Trust a legitimate nonprofit?
- Yes. Laura K Cowdery Trust is a 501(c)(3) organization registered with the U.S. Internal Revenue Service under EIN 22-2932830, based in Chicago, Illinois. Donations are tax-deductible.
- What is Laura K Cowdery Trust's EIN?
- Laura K Cowdery Trust's Employer Identification Number (EIN) is 22-2932830.
- How much revenue does Laura K Cowdery Trust report?
- Laura K Cowdery Trust reported $13,664 in total revenue on its fiscal year 2024 IRS Form 990 filing.
- What financial grade does Laura K Cowdery Trust have?
- CharityIndex grades Laura K Cowdery Trust C+, based on financial health (reserves and operating margin).
More nonprofits in Chicago
Explore more
Data for Laura K Cowdery Trust (EIN 22-2932830) comes from the IRS Business Master File and e-filed Form 990 returns, via CharityIndex. Figures reflect what the organization reported to the IRS for each fiscal year.